Cap1 credit line increase!!

[Anonymous]

Woke up today and my credit line is now $5,300 instead of $1,300 with a $4,100 cash advance line. Is there anyway I can get rid of the cash advance line and turn it into credit for my other Cap1 card?

[Broke_Triathlete]

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@Anonymous wrote:

Woke up today and my credit line is now $5,300 instead of $1,300 with a $4,100 cash advance line. Is there anyway I can get rid of the cash advance line and turn it into credit for my other Cap1 card?

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You can definitely decrease the cash advance line but I'm almost 99% sure you can't turn your cash advance line into credit.

[Anonymous]

or if I can increase the limit on the other one because it's only $500 right now and I got it in January

[Broke_Triathlete]

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@Anonymous wrote:

or if I can increase the limit on the other one because it's only $500 right now and I got it in January

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Well put in a CLI request on your account. It's a SP and it will not hurt your score. If it was opened in January you'll probably have to wait until June when it hits 6 months. Are you enrolled in credit steps with the account?

[Anonymous]

yeah my other card I got last April, requested in June for a CLI and was approved for $800

[Broke_Triathlete]

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@Anonymous wrote:

yeah my other card I got last April, requested in June for a CLI and was approved for $800

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There have been posts where people who are enrolled in credit steps having luck at the 3 month mark and still receiving the credit steps increase in addition to the 3 month increase. Give it a shot after your third statement posts.

[CYBERSAM]

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@Anonymous wrote:

Woke up today and my credit line is now $5,300 instead of $1,300 with a $4,100 cash advance line. Is there anyway I can get rid of the cash advance line and turn it into credit for my other Cap1 card?

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Generally cash advance line is part of your actual CL not a separate line of credit.

[Anonymous]

congrats on the CLI

[galahad15]

Congrats!

[SunriseEarth]

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@Anonymous wrote:

Woke up today and my credit line is now $5,300 instead of $1,300 with a $4,100 cash advance line. Is there anyway I can get rid of the cash advance line and turn it into credit for my other Cap1 card?

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Congrats on CLI!   Your Cash Advance amount is not a separate line of credit; cash advances would factor into your overall CL of $5300.   Cap One does not allow reallocation of CLs unless you combine CCs (this results in closure of the donor CC).