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How long does the creditsteps program last? I had my card for about three months and got a $500 increase. Will I still get another increase after 6 months?
@tbea1004 wrote:How long does the creditsteps program last? I had my card for about three months and got a $500 increase. Will I still get another increase after 6 months?
Not sure, but you can request CLI's any time from your account page. They will generally give them once every six months.
Yes. its not actually Credit Steps. But Credit Step. meaning ONE>
you get one at 5 or 6 month period. if you were fortunate to get it at 3 months. you should still get the remaining amount they wanted to give you after your 5 th statement. after that. the credit limit increases are once every 6 months. providing you don't outgrow the card and your usage slacks off. which most do. as your profile grows.
They may give you more than what they told you they would give after completing Credit Steps. I was originally approved for a QS1 card with a $300 limit, and a $500 limit after the first 5 payments. I missed my 5th payment by literally 5 minutes, but they said they'd still give me the extra limit if I made the next 3 payments on time, which I did. A week or so after that, I checked my account to see they had bumped me all the way up to $2300.