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Cap1 credit steps question

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tbea1004
Frequent Contributor

Cap1 credit steps question

How long does the creditsteps program last? I had my card for about three months and got a $500 increase. Will I still get another increase after 6 months?

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Anonymous
Not applicable

Re: Cap1 credit steps question


@tbea1004 wrote:

How long does the creditsteps program last? I had my card for about three months and got a $500 increase. Will I still get another increase after 6 months?


Not sure, but you can request CLI's any time from your account page. They will generally give them once every six months.

Message 2 of 4
taxi818
Super Contributor

Re: Cap1 credit steps question

Yes. its not actually Credit Steps. But Credit Step. meaning ONE>

you get one at 5 or 6 month period. if you were fortunate to get it at 3 months. you should still get the remaining amount they wanted to give you after your 5 th statement. after that. the credit limit increases are once every 6 months. providing you don't outgrow the card and your usage slacks off. which most do. as your profile grows.

Message 3 of 4
Anonymous
Not applicable

Re: Cap1 credit steps question

They may give you more than what they told you they would give after completing Credit Steps.  I was originally approved for a QS1 card with a $300 limit, and a $500 limit after the first 5 payments.  I missed my 5th payment by literally 5 minutes, but they said they'd still give me the extra limit if I made the next 3 payments on time, which I did.  A week or so after that, I checked my account to see they had bumped me all the way up to $2300. 

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