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Cap1 slow to report new accounts

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masscredit
Senior Contributor

Cap1 slow to report new accounts

I was approved for two new accounts at the end of January. The first statements closed last month but they still aren't reporting. My other Cap1 accounts usually update on my reports a few days after the statements close. Has anyone else experienced this? 

EQ - 698 / TU - 672 / EX - 686

Capital One Savor - $16000 / Capital One Venture - $13000 / Travel Advantage Visa - $11500 / TD Cash Card - $7500 / Bread Rewards AMEX - $6950 / Apple Card - $6500 / TD Double Up - $5500 / Mercury - $5000 / Ally Master Card - $4300 / DCU Visa - $3000 / Capital One QuickSilver - $500
$79,750
DCU Auto Loan
Message 1 of 8
7 REPLIES 7
Loquat
Moderator Emeritus

Re: Cap1 slow to report new accounts

CapOne can be very slow.  I've had accounts take 2 cycles before they show up.  One of my VentureOne cards still doesn't show in EX and it's been open for well over a year now.   

Message 2 of 8
elim
Senior Contributor

Re: Cap1 slow to report new accounts


@masscredit wrote:

I was approved for two new accounts at the end of January. The first statements closed last month but they still aren't reporting. My other Cap1 accounts usually update on my reports a few days after the statements close. Has anyone else experienced this? 


  lucky you

 

  they usually report just after first statement for me.

Message 3 of 8
tussking
Established Contributor

Re: Cap1 slow to report new accounts

It took 50 days for my new venture and quicksilver to report !
Discharged BK7 - 7.16.15
Current Fico8 - (8.2022) EX - 744/EQ - 728/TU - 740
Message 4 of 8
CountryLivin
Valued Contributor

Re: Cap1 slow to report new accounts

Well, if you are thinking about applying for any other cards, now is the time to do it! Before they show up and score temp. goes down.

Message 5 of 8
Blodreina
Established Contributor

Re: Cap1 slow to report new accounts

They (and seemingly a lot of lenders) report after the second statement.

Message 6 of 8
masscredit
Senior Contributor

Re: Cap1 slow to report new accounts


@CountryLivin wrote:

Well, if you are thinking about applying for any other cards, now is the time to do it! Before they show up and score temp. goes down.


I've been waiting for them to report so I can see how many point I'm going to lose. I applied for my Lowes card at the same time (that reported within a few days).  Not looking to apply for anything else until the new Cap1s are 6 months old. I want to combine them then get two more so I can keep combining into a very healthy limit. 

EQ - 698 / TU - 672 / EX - 686

Capital One Savor - $16000 / Capital One Venture - $13000 / Travel Advantage Visa - $11500 / TD Cash Card - $7500 / Bread Rewards AMEX - $6950 / Apple Card - $6500 / TD Double Up - $5500 / Mercury - $5000 / Ally Master Card - $4300 / DCU Visa - $3000 / Capital One QuickSilver - $500
$79,750
DCU Auto Loan
Message 7 of 8
Anonymous
Not applicable

Re: Cap1 slow to report new accounts

I called and asked when they report. My closing date is on the 3rd. reporting date on the 6 and due date on the 28. First statement passed and still not reported. I assume they just want to see the ussage. Proabably the second statement will be reported. Let us hope so Smiley Happy

Message 8 of 8
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