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Cap1 unsecured denied can I aske for re consideration for a secured card?

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myjourney
Super Contributor

Re: Cap1 unsecured denied can I aske for re consideration for a secured card?

Call but before you do anything ask first if it will be another HP then proceed as you see fit...good luck fingers crossed

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 16
Gkanthony
New Contributor

Re: Cap1 unsecured denied can I aske for re consideration for a secured card?

Thank you all for the help. I'm in the rebuilding process and only have one secured card going as positive credit, I need to get more positive lines.
Message 12 of 16
myjourney
Super Contributor

Re: Cap1 unsecured denied can I aske for re consideration for a secured card?

1 more option research the shopping cart trick if approved its only a SP

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 13 of 16
Gkanthony
New Contributor

Re: Cap1 unsecured denied can I aske for re consideration for a secured card?

Movingforward! Thank you for suggesting the shoppingcart i was just approved for express.
Message 14 of 16
injustifiiable
Valued Contributor

Re: Cap1 unsecured denied can I aske for re consideration for a secured card?

When I was denied a CapOne unsecured card, it countered the Secured card and it was only one round of hard pulls.

 

It didn't do that for you?

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 15 of 16
angelcred10
Regular Contributor

Re: Cap1 unsecured denied can I aske for re consideration for a secured card?


@myjourney wrote:

1 more option research the shopping cart trick if approved its only a SP


shopping card "trick"?

Starting Score: 635 Current Score: 659 Discover Pull
Goal Score:720s
Tried to use Images but it was all Wibbly, Wobbly, and Timey-Wimey.
Message 16 of 16
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