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CapOne EO response times?

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Anonymous
Not applicable

CapOne EO response times?

emailed EO with my request Wednesday, and so far nothing. No email, no call, nada. I'm not taking it as a good sign. Rebuilding credit, asking for an increase to CL on my secured, or conversion to unsecured. Decent salary, 24% debt to income ratio, new-ish mortgage, credit utile at 38%, keeping my report clean but dogged my low limits on cards. Just no love from CapOne. 

 

Those that have had success, how long did they take after initial contact to get in touch with you? Did you email or call?

Message 1 of 28
27 REPLIES 27
kdm31091
Super Contributor

Re: CapOne EO response times?

I emailed. Over a week passed before they called me. They take time.
Message 2 of 28
1GaDawg85
Valued Contributor

Re: CapOne EO response times?

It took them 3 days but I also called them before because I hadn't heard from them....I found their Facebook to be easier to get answers from 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 3 of 28
Anonymous
Not applicable

Re: CapOne EO response times?

Took almost 2 weeks for them to call me.
Message 4 of 28
Anonymous
Not applicable

Re: CapOne EO response times?


@Anonymous wrote:
Took almost 2 weeks for them to call me.

My experience has been from 5 days to 3 weeks.

Message 5 of 28
Anonymous
Not applicable

Re: CapOne EO response times?


@Anonymous wrote:

@Anonymous wrote:
Took almost 2 weeks for them to call me.

My experience has been from 5 days to 3 weeks.


Oh wow, I guess I need to go find some patience then. I'll settle for checking my account every day before I start making phone calls. 

Message 6 of 28
1GaDawg85
Valued Contributor

Re: CapOne EO response times?

Message them on Facebook....


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 7 of 28
Anonymous
Not applicable

Re: CapOne EO response times?

Got a call yesterday from the Exec office! I had totally forgotten about the email I sent, so yay on the response. They did inform me that the secured credit card does not ever get upgraded to unsecured, but my denial for "too many cap one accounts" didn't sound correct as I had only the secured and the Quicksilver visa. She reopened my app and is having it hand reviewed. I'll update should there be a positive outcome. I'm hoping I get an approval for something more than 1k since they are a bit stingy on the CLI. Cross your fingers for me! 

Message 8 of 28
Anomalous
Senior Contributor

Re: CapOne EO response times?


@Anonymous wrote:

Got a call yesterday from the Exec office! I had totally forgotten about the email I sent, so yay on the response. They did inform me that the secured credit card does not ever get upgraded to unsecured, but my denial for "too many cap one accounts" didn't sound correct as I had only the secured and the Quicksilver visa. She reopened my app and is having it hand reviewed. I'll update should there be a positive outcome. I'm hoping I get an approval for something more than 1k since they are a bit stingy on the CLI. Cross your fingers for me! 


Good luck!

Keep both your credit and your body in top shape!

Message 9 of 28
Anonymous
Not applicable

Re: CapOne EO response times?

No word yet after Tuesday's call. Is it too needy to call and ask for an update? (Patience is not a virtue I possess.)

Message 10 of 28
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