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CapOne EO

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WarJar101
Frequent Contributor

CapOne EO

Just received a call back from the EO. They said they can't convert my current card into a cash rewards but they will be able to add a cash back program onto the card. My rep said she'll let me know about the APR reduction and removal of the AF within 5 days. We're making progress!
Rebuilding...been out of the game for a minute. Now, after suffering I'm back with greater wisdom. Scores: Currently @ around 6 teens to 20's, across all three EQ,TU, EX
Message 1 of 7
6 REPLIES 6
daybreakgonesXe
Valued Contributor

Re: CapOne EO


@WarJar101 wrote:
Just received a call back from the EO. They said they can't convert my current card into a cash rewards but they will be able to add a cash back program onto the card. My rep said she'll let me know about the APR reduction and removal of the AF within 5 days. We're making progress!

Awesome WarJar!!!

Message 2 of 7
WarJar101
Frequent Contributor

Re: CapOne EO

Thanks alot daybreak! I'm counting down the days till next Thursday. Thankfully, I got a nice EO employee. I'm wondering how long it will take for the Cash Back reward system to take effect? Anyway, if I get my APR lowered into the teens that'll be awesome, I'll do a balance transfer to it then to take advantage. It's at 24.9% which is ridiculously high. Annual Fee, if it doesn't get removed it's not the end of the world, it would be a bonus for me though.

 

So as of right now I got 1 out of 3 requests approved!

Rebuilding...been out of the game for a minute. Now, after suffering I'm back with greater wisdom. Scores: Currently @ around 6 teens to 20's, across all three EQ,TU, EX
Message 3 of 7
myjourney
Super Contributor

Re: CapOne EO

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 7
angelcred10
Regular Contributor

Re: CapOne EO

congrats!

Hopefully this is a good sign for my own request as well Smiley Wink

Starting Score: 635 Current Score: 659 Discover Pull
Goal Score:720s
Tried to use Images but it was all Wibbly, Wobbly, and Timey-Wimey.
Message 5 of 7
ObeyJohnny12
Established Contributor

Re: CapOne EO

Congrats on the progress! Maybe you should request a cli while you are at it.
Wells Fargo Secured - 7k
Opensky - 5k
Rebuilding One Day At A Time.
Message 6 of 7
WarJar101
Frequent Contributor

Re: CapOne EO

Thanks guys!

 

@Johnny, I just graduated from the credit steps program. So I wouldn't know if the EO rep that I'm dealing with would be willing to do so. It might be pushing my luck.=, since I got auto CLI last month.

Rebuilding...been out of the game for a minute. Now, after suffering I'm back with greater wisdom. Scores: Currently @ around 6 teens to 20's, across all three EQ,TU, EX
Message 7 of 7
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