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CapOne, here I Come! (I think?)

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scottwagnon
Valued Contributor

CapOne, here I Come! (I think?)

I'm In with CapOne, finally, I think?!!!   0% purchase promo until april 2013 then 16%

halleujah!.jpg

MY HARD WORK AND PATIENCE HAVE FINALLY PAID OFF! MY CARD COLLECTION IS NOW ALMOST COMPLETE!

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Message 1 of 33
32 REPLIES 32
scottwagnon
Valued Contributor

Re: halleujah!!!

I am super grateful that summerlady80 was able to relay the info that this bank credit card can be acquired without enrolling with a checking account. I believe that HSBC may have secrecly changed their mind about the app. Availability. In any possibility, I am so super grateful that she relayed this information to all of us providing the opportunity that I have waited for, for such a very long time.
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Message 2 of 33
scottwagnon
Valued Contributor

Re: halleujah!!!

I CANNOT BEGIN TO EXPRESS JUST HOW LONG I HAVE BEEN WAITING FOR THIS! I WENT THROUGH SO MUCH FRUSTRATION NOT HAVING ACCESS TO THIS!

 

 

AND FOR ALL THOSE THAT HAVE HEARD BEFORE, THAT YOU HAVE TO HAVE A CHECKING ACCOUNT WITH THEM IN ORDER TO GET IN. WELL APPARENTLY THAT MAY NOT NECESSARILY BE ENTIRELY TRUE

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Message 3 of 33
aussiesareforever
Established Contributor

Re: halleujah!!!

Congrats!


BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)

Experian 835 Transunion 828-- August 2018
Message 4 of 33
scottwagnon
Valued Contributor

Re: halleujah!!!

anyway i decided it was best i go through the backdoor to speak with an hsbc credit analyst, (one that was well spoken) and ask her the 64k question, when will hsbc retail cards evolve to capone, and she said without any confusion, "oh, that will be may 1st. all hsbc cards will convert to capone." so i said, "ALL HSBC CARDS, INCLUDING THE NON RETAIL ONES?" and she clearly replied right away, "mr. scott that is correct" SO I DECIDED THAT NOW WAS THE TIME TO APPLY.

 

so now not only am i fullfilling a past long term goal, my card will soon evolve into a Prime Platinum capone product! YES!!! AND NO 3 PULLS EITHER! HA!

 

this is my FIRST non amex bank cold app since november 2010

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Message 5 of 33
MrShush
Valued Contributor

Re: halleujah!!!

Im confused.
Message 6 of 33
MsLadyRover
Valued Contributor

Re: halleujah!!!

Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 7 of 33
webhopper
Moderator Emeritus

Re: halleujah!!!

Congrats! Seems like you found a way to beat the system that denied you for so long Smiley Happy
FICO 8:
Goal: Gardening!
Message 8 of 33
pizzadude
Credit Mentor

Re: halleujah!!!

 

Welcome to the Cap1 family.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 9 of 33
HikingFICOMountain
New Contributor

Re: halleujah!!!

Congrats. This really meant a lot to you I can tell. 

~Four steps to achievement: Plan purposefully. Prepare prayerfully. Proceed positively. Pursue persistently~
Message 10 of 33
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