If you can submit the payment directly from your bank account I would do that before you call them. If you can't submit this way then I would simply submit it again from you CapOne account and even pay a little more. When it clears, either way done, then I would ask them to remove the fee if there was one. I doubt they would close a card for a one time thing.
I would also suggest that you have your payments taken a few days before the due date and set it up to be automatic. In this way you can insure that if there is ever an issue again in the future then you don't have to worry.
My sister lives paycheck to paycheck and tells me she can't switch to a system where she pays all her money out directly to her credit cards when she gets it. She always mentions that she needs cash in case of an emergency. What I don't understand is why she can't use a card in case of an emergency. There aren't that many emergencies that won't accept Visa..... She isn't earning money in her bank account, but she is getting charged interest from her card balances..... Pay more, more quickly, and more often and pay less in interest. By holding the money for an emergency, aren't you simply prepaying for that emergency even if it never happens?
It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
