Capital One CLI Luv Button clarification from EO!

skorpyo3 · ‎05-05-2015

Hi all! Cap 1 EO has been working with me on an issue. In addition, I just happened to ask about the CLI Luv Button. The nice lady did take 24 hours to research my question and got back with me today. Here were my questions: Q1) DOES IT MATTER HOW OFTEN I HIT THE CLI BUTTON ONLINE? A) NOT AT ALL. Q2) If I HIT THE CLI BUTTON WEEKLY, WILL IT RESET A CLOCK FOR CLI ELIGIBILITY? A) NO, IF YOU'RE ELIGIBLE, YOU WILL RECEIVE A CLI WHEN IT'S TIME, EVEN IF YOU REQUEST CLI DAILY!

Hope this helps some of you that have a Venture or other card, and worried that frequent CLI requests would impact the approval or reset a clock. This is good news for us who are obsessed with increasing limits via soft pull vs hard pull. Especially good news for those of us that are gardening!

|EQ 698|TU 674|EX 665| BK discharged 11/2012

[Amex PRG No PSL] [Cap 1 QS Visa Sig $50,000] [Barclaycard CashForward WMC $25,000] [Patelco CU MC $20,000] [BofA Cash Rewards Visa Sig $15,000] [Amex BCE $13,000] [Discover It Cashback $13,500] [US Bank Cash + Visa Sig $10,000][US Bank Platinum Visa $8,400] [Penfed Power Cash Rewards Visa Sig $10,000] [USAA Cashback Rewards Plus Amex $15,000] [Citi AAdvantage WMC $5,000] [Macy's Amex $7,500] [JCP $6,500] [Amazon Prime $6,000] [Target $2,000]

orionsshadow · ‎05-05-2015

Thank you very much! Was worried about a hard pull for CLI at CapOne

skorpyo3 · ‎05-05-2015

NP! Good luck!

|EQ 698|TU 674|EX 665| BK discharged 11/2012

[Amex PRG No PSL] [Cap 1 QS Visa Sig $50,000] [Barclaycard CashForward WMC $25,000] [Patelco CU MC $20,000] [BofA Cash Rewards Visa Sig $15,000] [Amex BCE $13,000] [Discover It Cashback $13,500] [US Bank Cash + Visa Sig $10,000][US Bank Platinum Visa $8,400] [Penfed Power Cash Rewards Visa Sig $10,000] [USAA Cashback Rewards Plus Amex $15,000] [Citi AAdvantage WMC $5,000] [Macy's Amex $7,500] [JCP $6,500] [Amazon Prime $6,000] [Target $2,000]

Anonymous · ‎05-05-2015

Nice.. It will definately help and thanks for sharing..

Anonymous · ‎05-05-2015

Thank you for the info!

galahad15 · ‎05-05-2015

@skorpyo3 wrote:
Hi all! Cap 1 EO has been working with me on an issue. In addition, I just happened to ask about the CLI Luv Button. The nice lady did take 24 hours to research my question and got back with me today. Here were my questions: Q1) DOES IT MATTER HOW OFTEN I HIT THE CLI BUTTON ONLINE? A) NOT AT ALL. Q2) If I HIT THE CLI BUTTON WEEKLY, WILL IT RESET A CLOCK FOR CLI ELIGIBILITY? A) NO, IF YOU'RE ELIGIBLE, YOU WILL RECEIVE A CLI WHEN IT'S TIME, EVEN IF YOU REQUEST CLI DAILY!
Hope this helps some of you that have a Venture or other card, and worried that frequent CLI requests would impact the approval or reset a clock. This is good news for us who are obsessed with increasing limits via soft pull vs hard pull. Especially good news for those of us that are gardening!

Is the SP only for certain Cap1 cards such as Venture or some of the newer cards? The reason I ask is because the last time I clicked the luv button on 12/08/14, Cap1 specifically did a HP on my EQ credit report... (I have an older No Hassle Miles MC product with them though; don't know if this makes a difference or not, in terms of product generations?)

PACU Premier Privileges Rewards MC @ 7.50% F with 1.5% rewards, $20k

Unify FCU Variable-Rate VISA Platinum @ 9.24% V, $15k

BoA Customized Cash Rewards WMC @ 9.99% F with 3.75% category rewards (Preferred Rewards status), $50k

EPFCU Smart Rewards MC @ 10% V with 1% rewards, $6.5k

FNBO BucksBack VS @ 10.5% V with 1.5% rewards, $85k

Andrews FCU Titanium Rewards VS @ 12.24% V with 3%/1.5% rewards, $5k

BoA Unlimited Cash Rewards VS @ 13.49% V with 1.88% rewards (Preferred Rewards status), $17.6k

Cap1 Venture MC @ 14.15% V with no AF, 2% rewards, $16k

Unify FCU Fixed-Rate VISA Platinum @ 14.49% F, $25k

BoA Customized Cash Rewards MC @ 16.24% V with 3.75% category rewards (Preferred Rewards status), $14.3k

Redstone FCU VS @ 16.25% V with 5%/3%/1.5% rewards, $10k

AAA Daily Advantage VS @ 17.24% V with 5%/3% category rewards, $10k

PenFed Pathfinder Rewards VS @ 17.49% V with no AF, 4x/1.5x rewards points/dollar, $12.5k

AOD FCU VS @ 17.99% V with 3% rewards, $7.5k

BoA Customized Cash Rewards MC @ 18.24% V with 3.75% category rewards (Preferred Rewards status), $20.4k

Amazon Prime VS @ 18.49% V with 5% category rewards, $35k

US Bank Cash+(x2) @ 18.74% V with 5% category rewards, $32k

Wells Fargo Autograph VISA @ 19% V with 3% category rewards, $12.5k

PayPal CashBack MC @ 19.24% V with 3% on all PayPal purchases/1.5% on all other purchases, $25k

FNBO BucksBack VS @ 20.24% V with 2% rewards, $23.5k

Citi Custom Cash WEMC @ 22.24% V with 5% category rewards, $39.32k

Citi Custom Cash WEMC @ 22.24% V with 5% category rewards, $5k

WF Bilt WEMC @ 22.99% V with 3% dining rewards, $30k

Amex BCE @ 25.24% V with 3% category rewards, $25k

WF Attune WEMC @ 29.24% V with 4% category rewards, $2.5k

PayPal Credit MC @ 30.39% V with 0% for 6 mos. on all PayPal purchases $149+, $10k

c32knight · ‎05-12-2015

Just saw this and figured I'd push the button..was planning on requesting a CLI through the EO next month. Looks like i dont have to. QS card just went from 2k to 4k

-Cal- · ‎05-12-2015

I see Capital One's postage expenses going up..

CreditCuriosity · ‎05-12-2015

I hit it everyday lol whenI know I am coming close... 30 plus declines for being early, but on paperless thank gosh..Then there is commedity which doesn't give you a papeless rejection option..

Anonymous · ‎05-12-2015

Yay!

I'm 5 months into Capitol One Credit Steps and literally just hit the love button and got the 2-3 day message. Glad to know that this wont affect my bump next month :-)