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Capital One CLI - Report they pull

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GreyvyTrain
Regular Contributor

Capital One CLI - Report they pull

So I'm attempting to do a CLI request with Cap1, but they are still pulling the same report from 2/27/24, so I'm getting denial for balances being too high.  This was prior to me going to AZEO method, so I'm at 1% aggregate now - I was wondering if anyone knew when or how often they update the report that they pull?



Drawer-dwellers:


FICO SCORE 8 (7/13/25)




3 Paid COs until 01/2026
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2 REPLIES 2
WILLOW2018
New Member

Re: Capital One CLI - Report they pull

they will pull a refreshed report every 3 months, that was my experience with them

Message 2 of 3
SouthJamaica
Mega Contributor

Re: Capital One CLI - Report they pull


@GreyvyTrain wrote:

So I'm attempting to do a CLI request with Cap1, but they are still pulling the same report from 2/27/24, so I'm getting denial for balances being too high.  This was prior to me going to AZEO method, so I'm at 1% aggregate now - I was wondering if anyone knew when or how often they update the report that they pull?


My experience was that with CLI applications they used a very stale EQ soft pull, typically 2-3 months old, applying EQ FICO 5 as the scoring model.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 3 of 3
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