Capital One Card Lab Questions

[Anonymous]

Are they BK friendly?  I am seeing menu with alot of options.. so best chance of approval select "limited credit history" since I filed BK, correct? then select $39 AF then select 19.8%  Variable or 18.9% Fixed.   suggestions? if I do get approved for this card, I will ditch First Premier Card once it gets closer to 12 months.

Message Edited by SnowWalker on 11-17-2008 12:32 PM

[Creditaddict]

wth scores close to 700, I would not apply for there worst card!

Is first premier the only card you have?

[Anonymous]

Nope I have Hooters $600 CL they pulled TU and I have GM Flex reward Card $1750 CL they pulled EQ  and Orchard Card $500 CL they pulled EX thats it

[Creditaddict]

I think they will move you down to a lesser card if you don't qualify for what you apply for. but I would apply for the card for like 1000-5000, is that an option? or else like the 3rd tier 300-3000

[Anonymous]

it says range $300-3,000  however I had to IIB with CapOne.. do u think they will remember me? 

[Creditaddict]

capital one forgives once!!

[Anonymous]

Credit, yeah I have only filed it once.. and Thats IT.. I didn't even want to do it. alot of people told me that I should have filed it in 2003 or 2004.. what a nightmare that was.  its amazing when I joined this site to see some of people have filed it 3 or 4 times ???  I was like wow..  1 was enough for me. 

[Anonymous]

Just an FYI, Cap1 pulls all three reports.

[Anonymous]

Thanks Mike..  I pretty much figured that too..  hey how did you get credit score of less then 25 ? if those are INQ's then sorry for asking. 

[Anonymous]

unless you want the rewards, just pick limited credit and $0 AF. I dont think approval depends on fee just what rate or rewards you get