Capital One Credit Steps Program

[dddewdrop]

     I got a Capital One card a month ago and just got an offer to do their credit steps program. i just have to be on time paying for 6 months and I get my credit limit raise to  750. Awesome:

Welcome to Capital One!®Your Welcome Kit informed you of your initial credit limit, but as a Capital One Preferred
cardholder, you have been pre-qualified for a $750 credit line with Capital One CreditStepsSM. This is an automatic
service for new customers and an easy way to achieve more buying power.Simply follow these two steps:
1. Use your card at least once.
2. Make your first 5 monthly payments on time.
That's it. Just complete these two steps and you could automatically get access to your pre-qualified credit line of $750 by
your 7
th statement. That's how easy it is to get the extra power you need to fill up your gas tank, buy groceries, dine out...
or just treat yourself!
CreditSteps is another No Hassle way to take control of your financial future. If you have any questions about your
account, please call Customer Service anytime at 1-800-955-7070 or visit us online at www.capitalone.com.
Sincerely,
xxxxxxxxxxx
Director of Accounts
P.S. Just remember, all it takes is two simple steps to receive a total pre-qualified credit line of $750. Get started today!

[LS2982]

Did you have a question about it?

[jsucool76]

They offer this on all their low tier cards. Brought me from 3000 to 3500 and now I'm stuck like everyone else :-)

[LS2982]

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@jsucool76 wrote:
They offer this on all their low tier cards. Brought me from 3000 to 3500 and now I'm stuck like everyone else :-)

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Have you tried the EO before about it??

[jsucool76]

My account is only 7 (almost 8) months old, just got my credit steps CLI. I'll probably hit them up at 10 months or a year. They're currently my highest limit. Cap1 has been great to me. I have another offer on my account to upgrade to a venture card which I'm going to take after I get my annual bonus.

[myjourney]

Both of my accounts were 6 months old and i went the EO route both were doubled FYI

[LS2982]

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@jsucool76 wrote:
My account is only 7 (almost 8) months old, just got my credit steps CLI. I'll probably hit them up at 10 months or a year. They're currently my highest limit. Cap1 has been great to me. I have another offer on my account to upgrade to a venture card which I'm going to take after I get my annual bonus.

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You got a monkey button offer?!?!?!?!???

[jsucool76]

No i was in "chat now" and they offered to upgrade me to the 2% venture card and let me keep my accounts lifetime AF waiver. So once I get my annual bonus im gonna get that and it will upgrade me to a world mastercard.
And myjourney what was your limit when they doubled? My starting limit was 3k.i doubt cap1 is going to give me a 7k limit as a college student and double me.

[myjourney]

$1500 both and i've seen stories of them doing 3X CLI's so you wont know till you try

[myjourney]

I had the credit step program

1 card was CLI after 3 statements the other 5

So if you really look at it on 1 card got a CLI @ 4 & 6 month

the other card @ 5 & 6 month

You have nothing to loose but the attempt Hope this helps