Not me. I've been a customer of Capital One since April 2008 and have never received a credit line increase.
Opened up with a $500 CL and have been there ever since. I only have 1 other credit card. Citi AAdvantage AMEX with a CL of $6k. I always pay in full each month. FICO scores are consistently in the 710 to 740 range since I got the card from Capital One. My credit history average age of accounts is 8 years (Equifax and TransUnion) and my FAKO Experian oldest reporting account is 27.3 years.
I have no baddied whatsoever in my reports. No bankruptcy, no liens, no judgements, no late payments, no collections. I have 1 installment account reporting with a balance of $7k and has been reporting in good standing for 1 year and 2 months.
For the life of me I don't understand why I my credit line with Capital One is still at $500 but I'm not going to worry too much about it. I'll keep using it a couple of times a month and pay in full each month. My scores should hit near 800 or better in the next few years so there's something to be gained but just waiting patiently.
