cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One Due Date, Statement date, closing date?

tag
Remedios
Credit Mentor

Re: Capital One Due Date, Statement date, closing date?


@Anonymous wrote:

Thank you @Remedios 

 

What is the fastest way to pay my bill? As of right now, I have my bank account but it takes 2-3 days for it to process. I've heard people are able to pay with their debit card but for some reason that option isn't available to me. 


You cannot pay with debit card.

Pay via checking account you linked, or you could try pushing payment from your bank's side.

You have 25 days to pay,  speed is not required. 

Message 11 of 13
HeavenOhio
Senior Contributor

Re: Capital One Due Date, Statement date, closing date?


@Remedios wrote:

Capital one reports on a statement date, but usually they dont report first month.

It's normal for Cap One to commence reporting after second statement.


If you were to ask a Capital One rep, she'll tell you that they report two to three days after the statement date. But because it's the statement amount that's reported, everyone's technically correct. Smiley Happy

Message 12 of 13
HeavenOhio
Senior Contributor

Re: Capital One Due Date, Statement date, closing date?


@Anonymous wrote:

Thank you @Remedios 

 

What is the fastest way to pay my bill? As of right now, I have my bank account but it takes 2-3 days for it to process. I've heard people are able to pay with their debit card but for some reason that option isn't available to me. 


This might speed up after their payment system gets to know you. Generally, my payments process overnight if I pay before the cutoff time. If I pay in the evening, it'll take another day.

 

Did you happen to pay on Sunday? Payments made on Sunday take an extra day to process. However, if your due date happens to fall on Sunday, your payment will still be considered on time if you've made it by the cutoff time.

Message 13 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.