I have an extended fraud alert with all three of the credit bureaus. An application for credit can’t even be processed without the creditor verifying I’m the applicant by calling the designated number on my alert. Anyhow, recently I applied for a Cap 1 Venture. After verifying I am, indeed, the one who applied, I was approved for a 35k credit line.
I received the card yesterday. I activated it, but it did not allow me to do it through the app and I had to call the number which directed me to the fraud department. They then called me on the designated number on my alerts and subsequently activated the card. I informed I’d be making purchases immediately, and made two separate ~$500 purchases. I also added my son as an authorized user, which they wouldn’t let me do until I received my card. That said, I’m leaving for the opposite coast tomorrow until the end of the month. So I asked that they mail it directly to him, which they obliged. I mention this because later in the day, I attempted to use the card and it was restricted. I spoke with them and they said they’re emailing me a link to upload my driver’s license, front and back. I submitted the requested pictures and am now waiting.
The reason I’m posting here is because when I researched this forum, I noticed others were asked to submit utility bills and their SSC in addition to their ID. I don’t even know where my SSC is, and because I’m going away, I’m worried they may ask for it while I’m away. In that situation, I wouldn’t be able to clear the card until I’m back home, in 3 weeks (daughter’s wedding, and visiting other daughter and grandkids). So, has anyone else been asked for only their license? If so, how did it go after that? And did Capital One clear the restriction within the 72 hours they indicated? Preemptive thanks for your replies.
