Cap One looks at how much you spend on those accounts as much as how much you make or your credit score.
I too have been denied for CLI then opened a 10K Siggy QS the same day.
But I have also received CLI as much as $9,000 in one shot based on spending.
They are odd, that is for sure, but at least they have some options other than NO like most banks.
Please tell me where you get better perks than unlimited 2% cash back on a World MasterCard or Siggy Visa with a 0-$59 annual fee.
@Anonymous wrote:My experience is that Cap One is for rebuilders and folks with no credit at all. You can get much better rewards and perks elsewhere.