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Capital One Many Issues !

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HeavenOhio
Senior Contributor

Re: Capital One Many Issues !

The closed accounts stick around so you can go back and access the information they contain, such as past statements. Figure that for every person that's annoyed by the accounts continuing to appear, someone else would be upset if they were gone.

Message 11 of 22
Anonymous
Not applicable

Re: Capital One Many Issues !

I wish I had 803s.. I'll get there at some point. Lol.

Message 12 of 22
Anonymous
Not applicable

Re: Capital One Many Issues !


@Coolermaster007 wrote:
Doinit1 belive me i got bigger problems but i can only solve the little one when im at work big or little a problem is a problem lol

lol...Smiley Very Happy

Message 13 of 22
Anonymous
Not applicable

Re: Capital One Many Issues !


@HeavenOhio wrote:

The closed accounts stick around so you can go back and access the information they contain, such as past statements. Figure that for every person that's annoyed by the accounts continuing to appear, someone else would be upset if they were gone.


Exactly.. Of course I would still want my recently closed account info still accessible.  How is that a problem or annoyance?

 

I've had nothing but a good experience with Cap One.

Message 14 of 22
Anonymous
Not applicable

Re: Capital One Many Issues !

 


Coolermaster007 wrote:
Im also being harassed every single time i log in to verify a code" this is annoying the crap out of me any ideas guys ?? 


 If you are having to verify a code every time you log in, that typically means you are logging in under various IP addresses. Perhaps you're using a VPN? That's for your protection; a feature I appreciate. However, I could see how that would be annoying if you are logging in on the same device(s)/IP.

Message 15 of 22
Coolermaster007
Contributor

Re: Capital One Many Issues !

Same iphone same PC same IP nothing's change on my end.for me personal if i want a statement from my old account for X reason i rather call & ask for it. I just don't think it's necessary to see accounts on the main page thats aren't currently active its un-necessary info that dont need or want to see and can be a bit confusing since they look the same now the CRS suggested i change the image on the card on something thats close give me a break lol !!!
Message 16 of 22
MrsCHX
Valued Contributor

Re: Capital One Many Issues !


@Anonymous wrote:

OP, please settle down a bit.

 

The account WILL fall off on its own. When I traded my car in last November, it took a couple weeks before the account fell off and stopped showing on my app and online. Once it disappeared, that was it. Never seen it again. It will go away though.  Patience grasshopper.


I combined my QS and QS1 in February. My old, closed account still shows. They told me I'd have to create a new username, etc to get it to go away but it's not worth it to me.

 

Capital One Savor: $6,000; Mission Lane: $4,500; PenFed Power Cash Rewards: $3,500; Nordstrom Visa: $3,300; Capital One: $2,550

Store Cards: Kohls $2,500; Home Depot: $1,500; Amazon: $1,000; Target: $1,100; LOFT: $700
Message 17 of 22
Coolermaster007
Contributor

Re: Capital One Many Issues !

I already did that CHX and still shows up lol
Message 18 of 22
woodyman100
Valued Contributor

Re: Capital One Many Issues !


@Coolermaster007 wrote:
ABC I never said i was just an observation i got multiple PLOC for that.Just wondering why it didnt when up all my cap1 cards ofter me at least 50% in cash of the total available credit limit except this one.& sorry I wasn't aware of the CLi rule even though doesn't make sense.But u know how it is.

It will fall off in 18 months. I have waited out many of them

NFCU-ICCU-EECU-Texas Trust CU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-Keypoint CU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-UMB-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread -DSNB-Webbank-Bill
Message 19 of 22
Anonymous
Not applicable

Re: Capital One Many Issues !


@Coolermaster007 wrote:
for me personal if i want a statement from my old account for X reason i rather call & ask for it. I just don't think it's necessary to see accounts on the main page thats aren't currently active its un-necessary info that dont need or want to see and can be a bit confusing since they look the same now the CRS suggested i change the image on the card on something thats close give me a break lol !!!

They build their sytems to serve their population in general not a single individual.

 

However, the ability to hide the account would benefit group that want to see it and those who don't, they just may not see it as a worthwile investment. The group that does not want to have to set a preference and have it happen automatically would have to go pound sand lol.

Message 20 of 22
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