cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One / MasterCard Question

tag
creditconcept
Regular Contributor

Capital One / MasterCard Question

Does anyone have a WORLD or WORLD ELITE quicksilver mastercard from capone? If so is it  the QUICKSILVER or the QUICKSILVER ONE?

Also, if you dont mind, what are your limits that command the world/wem? Just curious, trying to figure out the requirements. I now some peopel have just had their regular mastercards randomley upgraded to wem. Have any of you ever heard of this?

 

Thanks! Smiley Very Happy

 


Message 1 of 40
39 REPLIES 39
gdale6
Moderator Emeritus

Re: Capital One / MasterCard Question


@creditconcept wrote:

Does anyone have a WORLD or WORLD ELITE quicksilver mastercard from capone? If so is it  the QUICKSILVER or the QUICKSILVER ONE?

Also, if you dont mind, what are your limits that command the world/wem? Just curious, trying to figure out the requirements. I now some peopel have just had their regular mastercards randomley upgraded to wem. Have any of you ever heard of this?

 

Thanks! Smiley Very Happy

 


I have read of initial CLs on this type of card from Cap-1 as low as $600. I have also read of CLs as high as 20K on such a card from Cap-1.

Message 2 of 40
kdong1996
Regular Contributor

Re: Capital One / MasterCard Question

Quicksilver One is Master Card. Quicksilver is Visa.
Message 3 of 40
Chris679
Established Contributor

Re: Capital One / MasterCard Question

 
Message 4 of 40
coldnmn
Mega Contributor

Re: Capital One / MasterCard Question


@kdong1996 wrote:
Quicksilver One is Master Card. Quicksilver is Visa.

Not always my Mastercard is a Quicksilver with no annual fee. It was product changed from a Mastercard Platinum no annual fee. I have never paid an annual fee since getting the card with a $300 CL.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 40
Chris679
Established Contributor

Re: Capital One / MasterCard Question


@kdong1996 wrote:
Quicksilver One is Master Card. Quicksilver is Visa.

Incorrect, for example I have a QS MC.  Pretty sure the QS One has a fee and there are visa and MC versions of both.

Message 6 of 40
taxi818
Super Contributor

Re: Capital One / MasterCard Question


@kdong1996 wrote:
Quicksilver One is Master Card. Quicksilver is Visa.

Not absolute.  And if you get upgraded to quicksilver. It will be MasterCard. Which mine is. It's not the qs1. No AF. And it's hideous. 

Message 7 of 40
wacdenney
Valued Contributor

Re: Capital One / MasterCard Question


@coldnmn wrote:

@kdong1996 wrote:
Quicksilver One is Master Card. Quicksilver is Visa.

Not always my Mastercard is a Quicksilver with no annual fee. It was product changed from a Mastercard Platinum no annual fee. I have never paid an annual fee since getting the card with a $300 CL.


Does your Mastercard say "one" on it under "Quicksilver"?

 

I always assumed the "one" descriptor was relative to the MC processing network.  I don't think whether or not your card agreement contains an AF has anything to do with it.  Obviously there are many many Quicksilver One cards with no AF attached, but I've never seen a Quicksilver One Visa or a Quicksilver MC.

Message 8 of 40
kdong1996
Regular Contributor

Re: Capital One / MasterCard Question

Yeah, but i was presuming that OP wanted to apply for one rather than doing a PC. If he directly applied from their website what I said would hold true.
Message 9 of 40
wacdenney
Valued Contributor

Re: Capital One / MasterCard Question

It looks like Crapital One has been quoted telling people that Quciksilver One is only available as a MC but Quicksilver can come on either processing network.  So I guess the AF is the key.

 

Crazy Capital one the only card company where the lower tier card carries an AF instead of the higher tier and with no additional benefits to go along with it.  I guess it's a sub-prime style fee rather than what you would normally think of as being associated with an AF from a normal lender.

Message 10 of 40
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.