Capital One PC Question and CLI question

[bobbay]

I am currently in the rebuilding phase.

I have a Capital One Platinum visa card that i opened in Nov 2004 that had a $500 CL.  Never used the card much and always PIF. 

It has a 30 day late 11/10 and 60 on 1/12 other than that always PIF by the due date.

On 4/13 I got a statement CLI of $1000 to $1500

I am now running about $1500 per month on the card and paying in full just before the statement cut to have a $0 bal on the statement

I have a new Quicksilver one MC account opened in August

My questions are, Can I PC this card to something with cashback rewards?  Is Quicksilver my only option? Would they allow me to PC to Quicksilver if I already have the Quicksilver One MC card

Do I wait till October(6months from last CLI) when I can ask for another CLI and then request PC through EO or do it all at the same time through EO?

Thank you for all of the help and advice.

[bobbay]

Oh yeah.  Will any of these requests create HP or are they all SP?

[myjourney]

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@bobbay wrote:

I am currently in the rebuilding phase.

I have a Capital One Platinum visa card that i opened in Nov 2004 that had a $500 CL.  Never used the card much and always PIF. 

It has a 30 day late 11/10 and 60 on 1/12 other than that always PIF by the due date.

On 4/13 I got a statement CLI of $1000 to $1500

I am now running about $1500 per month on the card and paying in full just before the statement cut to have a $0 bal on the statement

I have a new Quicksilver one MC account opened in August

My questions are, Can I PC this card to something with cashback rewards?  Is Quicksilver my only option? Would they allow me to PC to Quicksilver if I already have the Quicksilver One MC card

Do I wait till October(6months from last CLI) when I can ask for another CLI and then request PC through EO or do it all at the same time through EO?

Thank you for all of the help and advice.

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Sorry for the late response

Yes you can ask for a PC to another Quicksilver even tho you have one already. Try by way of chat first if no result then go EO route.

CLI's are normally every 6 months for CAP1

All of the above are done via SP with CAP1

[djc1puno]

+1 MJ

[Creditaddict]

I'd ask for PC, make sure af waived
What's new quicksilver limit?
It's a "one" with af? Ask for that to be removed too!
You will have to go exec route.
Your $1k cl came from exec office or online request? If online I'd ask exec office to cli both to $5k, they will counter!!

[azguy13]

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@Creditaddict wrote:
I'd ask for PC, make sure af waived
What's new quicksilver limit?
It's a "one" with af? Ask for that to be removed too!
You will have to go exec route.
Your $1k cl came from exec office or online request? If online I'd ask exec office to cli both to $5k, they will counter!!

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+1

I asked the online chat CSR to PC my Platinum to QS and they said no. So, I messaged Cap1 via facebook and asked for a PC and CLI. I left a contact number and when to call. They called me and within a few days I had the QS with no AF and a $1250 CLI. Granted, it is not near the CL I have with other cards, but they gave me a chance when nobody else would so I will stay loyal. 

[Creditaddict]

sent you private message with email.

[jeffg330]

Do you have Ny other cards? What is your overall UT? Any other inquiries besides the new QS1 in August? No other baddies? IMO you have a good chance to PC the old card but I'd wait till 1/14 (60 late 2 years) to possibly get better terms. Good luck

[myjourney]

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@jeffg330 wrote:
Do you have Ny other cards? What is your overall UT? Any other inquiries besides the new QS1 in August? No other baddies? IMO you have a good chance to PC the old card but I'd wait till 1/14 (60 late 2 years) to possibly get better terms. Good luck

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+1 Good answer 

OP you can do a simple PC by way of chat or by calling the number on the back of your card.

I would wait on asking for anything else until the dust has settled. Regular CSR via chat has been able to convert cards like I stated earlier so you shoudn't have a problem