@Anonymous wrote:The Capital One response has come in. I quote from Twitter.
"Hey there! You will earn 3% cash back on dining purchases including at restaurants, fast food restaurants, coffee shops, bars, and nightclubs.
You will earn 2% cash back on grocery purchases including at supermarkets, bakeries, convenience stores, and specialty markets.
All other purchases will receive 1% cash back.
For your awareness, Capital One uses merchant category codes to determine whether your purchase is within a certain category. Merchants determine the merchant category code used to identify transactions, which could impact the amount of cash back you earn. Capital One is not responsible for merchant category codes used by merchants. ^RR"
This covers alot of categories. I've heard Marvel covers catering as dining, but I don't know if that is true. It looks as though this covers just about all the dining Marvel would cover. This seems like a great card for me. I'll have to apply in mid-late June, since Freedom has 5% on groceries next quarter.
This is great news... I was thinking (hoping) they would follow the trend to define 'dining' broadly and it appears they have.
Thanks for the update, @Anonymous! 
Lol of course I was a day late, been too busy, and miss frequenting this site! Go UncleB go! 
@Anonymous wrote:Lol of course I was a day late, been too busy, and miss frequenting this site! Go UncleB go!
No worries, my friend... the posts merged easily and still kept their 'flow'. 
Thanks also for thinking of all of us here... it takes the community working together to stay on top of good stuff like this!
@UncleB wrote:
@Anonymous wrote:The Capital One response has come in. I quote from Twitter.
"Hey there! You will earn 3% cash back on dining purchases including at restaurants, fast food restaurants, coffee shops, bars, and nightclubs.
You will earn 2% cash back on grocery purchases including at supermarkets, bakeries, convenience stores, and specialty markets.
All other purchases will receive 1% cash back.
For your awareness, Capital One uses merchant category codes to determine whether your purchase is within a certain category. Merchants determine the merchant category code used to identify transactions, which could impact the amount of cash back you earn. Capital One is not responsible for merchant category codes used by merchants. ^RR"
This covers alot of categories. I've heard Marvel covers catering as dining, but I don't know if that is true. It looks as though this covers just about all the dining Marvel would cover. This seems like a great card for me. I'll have to apply in mid-late June, since Freedom has 5% on groceries next quarter.
This is great news... I was thinking (hoping) they would follow the trend to define 'dining' broadly and it appears they have.
Thanks for the update, @Anonymous!
That definitely looks like MCCs 5812 (Eating places and Restaurants), 5813 (Drinking Places--Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques) and 5814 (Fast Food Restaurants). So that actually is an improvment over many cards that only include 5812 & 5814. However, the Sync cards with Dining also include Caterers (5811). Of course, it's possible that this card also includes them and they haven't mentioned it yet.
@UncleB wrote:
@Anonymous wrote:The Capital One response has come in. I quote from Twitter.
"Hey there! You will earn 3% cash back on dining purchases including at restaurants, fast food restaurants, coffee shops, bars, and nightclubs.
You will earn 2% cash back on grocery purchases including at supermarkets, bakeries, convenience stores, and specialty markets.
All other purchases will receive 1% cash back.
For your awareness, Capital One uses merchant category codes to determine whether your purchase is within a certain category. Merchants determine the merchant category code used to identify transactions, which could impact the amount of cash back you earn. Capital One is not responsible for merchant category codes used by merchants. ^RR"
This covers alot of categories. I've heard Marvel covers catering as dining, but I don't know if that is true. It looks as though this covers just about all the dining Marvel would cover. This seems like a great card for me. I'll have to apply in mid-late June, since Freedom has 5% on groceries next quarter.
This is great news... I was thinking (hoping) they would follow the trend to define 'dining' broadly and it appears they have.
Thanks for the update, @Anonymous!
Nightclubs count as a dining purchase? Bars I can understand but nightclubs?
@mkhan1093 wrote:
@UncleB wrote:
@Anonymous wrote:The Capital One response has come in. I quote from Twitter.
"Hey there! You will earn 3% cash back on dining purchases including at restaurants, fast food restaurants, coffee shops, bars, and nightclubs.
You will earn 2% cash back on grocery purchases including at supermarkets, bakeries, convenience stores, and specialty markets.
All other purchases will receive 1% cash back.
For your awareness, Capital One uses merchant category codes to determine whether your purchase is within a certain category. Merchants determine the merchant category code used to identify transactions, which could impact the amount of cash back you earn. Capital One is not responsible for merchant category codes used by merchants. ^RR"
This covers alot of categories. I've heard Marvel covers catering as dining, but I don't know if that is true. It looks as though this covers just about all the dining Marvel would cover. This seems like a great card for me. I'll have to apply in mid-late June, since Freedom has 5% on groceries next quarter.
This is great news... I was thinking (hoping) they would follow the trend to define 'dining' broadly and it appears they have.
Thanks for the update, @Anonymous!
Nightclubs count as a dining purchase? Bars I can understand but nightclubs?
I mean, every bar I have ever been to, although infrequent, has always qualified for dining on any of my cards...like even if they didnt have hot food.