Has anyone else noticed this....
I applied for Capital One's excellent credit Quicksilvber card and was approved. It says there is no annual fee, the intro apr is 0.00 until 08/2015..bla bla bla.
When I got the "important disclosures" in the mail yesterday I was reading them and I noticed a typo, or what I think is one. My intro apr on the actual paperwork I got says 0.00 % until 06/2015, a two month difference between what I had agreed to in the application and what was in the "important disclosures"
I called them and I explained that this is not what I had agreed to when i submitted my application, etc and I believe the document had a typo.
I will give you a case in point, I applied for Fidelity Amex and my score was about 680, I got approved for 1000.00 CL and I got the intro 0.00 APR for one year as stated in the application page. I did not get the duration of my APR redecuded because my credit score is/was not as high as John Smith with an 850. This is what Capital One is doing.
I typed a 5 page fax (cover page, letter, copy of my important disclosures, & two screen shots showing the 08/2015) to them asked them to correct the docuements. I sent the same fax to the CFPB (Consumer Financial Protection Bureau) I told them I would send them copies of the updated important disclosures when capital one sent them to me via US Mail.
I know there are some variables that hinge on credit....APR, Credlit Limit...I have never heard that the "duration promo months" are hnged on this as well
Have you heard of this ?
I will let you know the outcome....
