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Capital One Reopen Request

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Harvey26
Valued Contributor

Capital One Reopen Request

I submitted a request to reopen my old Quicksliver card. Does anyone have any experience with this? 

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 1 of 6
5 REPLIES 5
FinStar
Moderator Emeritus

Re: Capital One Reopen Request

It's my understanding that if you voluntarily closed the account and more than 30 days have elapsed then typically the account would remain closed. Was the account closed by your request or due to AA? How long ago has it been closed?

I'm sure there's been some exceptions, but in all likelihood a HP might be required.
Message 2 of 6
Jetboy
Regular Contributor

Re: Capital One Reopen Request


@Harvey26 wrote:

I submitted a request to reopen my old Quicksliver card. Does anyone have any experience with this? 


A myFico'er was successful in getting a recently closed account re-opened. It took about two weeks to get it back opened. Read about it here.


Message 3 of 6
pip3man
Valued Contributor

Re: Capital One Reopen Request

It’s very possible but it depends on the reason the account was closed in the first place, who initiated the closure, your account standing and how much time has elapsed since closing.

Message 4 of 6
Harvey26
Valued Contributor

Re: Capital One Reopen Request


@FinStar wrote:
It's my understanding that if you voluntarily closed the account and more than 30 days have elapsed then typically the account would remain closed. Was the account closed by your request or due to AA? How long ago has it been closed?

I'm sure there's been some exceptions, but in all likelihood a HP might be required.

It has been way over 30 days probably closer to 6 months. So I will probably say this will be declined

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 5 of 6
FinStar
Moderator Emeritus

Re: Capital One Reopen Request

Gotcha. Yes, something to that effect, or as @pip3man mentioned upthread, would likely not be approved.

Be sure to update the thread regardless of the outcome, the DPs can help others with similar questions.
Message 6 of 6
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