Capital One Restricted

[medicgrrl]

This is why CLOC is a great tool

[rmduhon]

That's one if the reasons why I have a separate account for our cards, loan, and truck note. Once the money goes I. There it's gone regardless of when the money come out.

[Anonymous]

Great Post ! ! !

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rmduhon wrote:
That's one if the reasons why I have a separate account for our cards, loan, and truck note. Once the money goes I. There it's gone regardless of when the money come out.

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This process easily allows one to PAY bills, and live an Error Free life without any excuses.

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[Anonymous]

Thank you so much for your input! I appreciate it. Once I do pay it off though.. the balance and such.. What exactly are my best options to do with the account??

[Shooting-For-800]

Why not just call them and ask them your options?

[CreditCuriosity]

Cap1 is forgiving although since you have had multiple bounced payments my guess is it is going to be shut down.  Best of luck once you do pay it off getting it re-instated.

[Anonymous]

Unfortunately, you are at the point of no return. 

[Anonymous]

You have to take a good minute to find out what your doing wrong to have insufficient funds. We can rationalize reasons but it would benefit you to figure it out and take action. As far as cap1 not sure since I have never been in that situation, but the basic principles of balancing your "checkbook" and being able to pay at the minimum the minimum due is crucial. Goodluck!

[galahad15]

Question for the original poster:  do you have overdraft protection for your bank account that you are paying the credit card from?  It could potentially be of some use, in the event that you don't have sufficient funds due to an accounting or similar mathematical error.  I've ended up having to make use of it only a few times, and it was indispensable in helping with the situation IME, even taking into account the resulting overdraft fee. 

[Anonymous]

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@medicgrrl wrote:
This is why CLOC is a great tool

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Please explain yourself.