The five figure minimum SL, the additional cost for an AU. ( My wife has zero interest in anything to do with credit except using it.) And it is a larger AF for something that I only use for a few charges a year. I would need $13,000 annual spend in restaurants and travel in order for it to even out. This year I'm planning on putting about $6,000 on it, the vast majority of that a Disney vacation for the family. The only other big benefits I see are Priority Pass, which I wouldn't be able to use anyway since I have a family of 4 and PP caps at two guests plus cardholder. GE, which I have multiple GE credits through my NFCU Flagship and it's free AUs. And the Trip Delay Insurance starts at 6hr instead of 12.
EX700 TU 704 EQ 694 4/03/22
Cap1 QS-$4,500 Chase Freedom Flex- $800 Chase Freedom Unlimited- $1,000 Victoria's Secret- $1,200 Citi DC- $800 Amazon Store Card- $3,500 AMEX Hilton Honors-$1,000 Discover It-$1,000 Wal-Mart MC $290 Chase Sapphire Preferred-$5,000 NFCU Flagship $13,800 AMEX BCE-$1,000 AMEX Gold-$5,000 AMEX Delta Blue $1,000 Lowe's $5,000 Navy Platinum $17,000 AMEX BBP $2,000
