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Capital One Strategy for credit increase 2024

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911gt34life
Established Contributor

Capital One Strategy for credit increase 2024

It is very difficult getting an increase for capital one as most of you know ..

 

my strategy is max out card and pay in full see if something happens because one of the reasons I keep getting decline for CLI is 

 

"Recent payments on this account have been too low"

 

Conclusion is capital one like you high spend on there  card and pay in full ...

 

what's your strategy or success getting cli with  capital one ? 🤔 

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1 REPLY 1
CYBERSAM
Senior Contributor

Re: Capital One Strategy for credit increase 2024

Cap1 loves heavy usage to your CL.

So if you have 1K limit, use around 500 per month and set on auto pay full statement balance so you don't pay any interest. Do that for 6 months and try CLI.

Big IF your card is not bucketed!







                
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