Capital One Upgrade a Hardpull?

[Anonymous]

Hi all, 

I have a Venture One card with Capital one that I have no use for anymore and noticed I have an offer to "upgrade" it to the Quicksilver which would actually see some use.

My concern is I don't see anywhere on the page mention anything about a credit pull. Anyone tried this or have any data if CO does a hard pull for these "upgrades"/product changes?

Thank you!

[BH1985]

I upgraded from a Platinum without a hard pull. I did mine over the phone 5 months after opening. Hope this helps.

[K-in-Boston]

Product changes are never a hard pull with CapOne.  Here's a thread with hundreds of people who did a PC using a link: https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-check-for-upgrade-link/td-p/4934733

[Anonymous]

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@BH1985 wrote:
I upgraded from a Platinum without a hard pull. I did mine over the phone 5 months after opening. Hope this helps.

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Thanks! I don't see why they would do a HP but you never know these days. No definitive answers.

[Anonymous]

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@K-in-Boston wrote:

Product changes are never a hard pull with CapOne.  Here's a thread with hundreds of people who did a PC using a link: https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-check-for-upgrade-link/td-p/4934733

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Perfect! Just what I was looking for. Thank you!

[HeavenOhio]

For anyone thinking in terms of a Savor upgrade, keep in mind that the link above won’t produce those offers. To see if you have a Savor offer available, you’ll need to call in or chat.

[Shooting-For-800]

There should be no HP, no change in APR, no account number change, no account age change.

Rewards, benefits, card style, and AFs are usually the only changes.

GL!