No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Anonymous wrote:
So I was considering applying for the VentureOne, it has benefits that I am interested in. I currently have a Platinum Mastercard with QuicksilverOne rewards on it. I have chatted with multiple customer service reps and they have told me there are no upgrades available. If I were to apply for the venture one, could I merge the cards? would I have to do a balance transfer? I'm only carrying about $150 balance right now. Would closing the Quicksilver one cause a hit to my credit report? I'm not too familiar with carrying multiple cards from the same lender so I'm not sure how it works.
Check the pre-qual site first as they're typically spot on but as far as the merge the accounts have to be open for 6 months and the card you're keeping on the merge must have a zero balance to do it at time of combining. As far as BT's, Cap1 will only allow it to another creditor as you can transfer a balance from one C1 acct to another. You can have a maximum of 5 cards with Cap1 unless it's changed and they allow more, I have 4 with them and an AU on another.- Good luck