PC Citi simplicity to...?

jrmalvarez · ‎08-17-2016

Hello,

I recently opened a City Simplicity card and i am about to reach the 30 day mark. I did read a few posts regarding that a citi simplicty card cant be PC'd to anything else but those posts were a couple years old. I am interested in the DC card and want to know when I should ask for a PC or if it is not possible at all??

Thanks!!!

EXP: 806 - EQ: 775 - TU: 796
AMEX BCP: 21k CL Chase Sapphire Reserve: 20.7k CL Citi DC: 16k CL
Discover IT: 15k CL Chase Auto Loan 47k 72M @ 9.99, iKea Projekt 8.8k, Target Red Card 2k, Amazon Store 10k

Anonymous · ‎08-17-2016

@jrmalvarez wrote:
Hello,
I recently opened a City Simplicity card and i am about to reach the 30 day mark. I did read a few posts regarding that a citi simplicty card cant be PC'd to anything else but those posts were a couple years old. I am interested in the DC card and want to know when I should ask for a PC or if it is not possible at all??

Thanks!!!

Even if you can PC, you need to wait 12 months first.

UFGuy2006 · ‎08-18-2016

@Anonymous wrote:
@jrmalvarez wrote:
Hello,
I recently opened a City Simplicity card and i am about to reach the 30 day mark. I did read a few posts regarding that a citi simplicty card cant be PC'd to anything else but those posts were a couple years old. I am interested in the DC card and want to know when I should ask for a PC or if it is not possible at all??

Thanks!!!
Even if you can PC, you need to wait 12 months first.

Yep, at least 12 months before requesting a PC with Citi. However, I believe your card and the Forward are not PC eligible unfortunately :-/

kdm31091 · ‎08-18-2016

Unfortunately the Simplicity is not eligible for PC regardless of how long you wait. The card's unique structure with no late fee ever, no penalty fee, etc is not matched by any other Citi product, so they won't PC it.

You are stuck with it, all you can do is move the limit to a different card (with a HP) if you choose.