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Capital One Walmart Migration LIVE

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AverageJoesCredit
Legendary Contributor

Re: Capital One Walmart Migration LIVE

I feel special my Wally MC is a WORLD REWARDS MC Smiley Wink. Take that DC PowerSmiley Wink
Message 51 of 89
Camps
Valued Member

Re: Capital One Walmart Migration LIVE

I also go the notification that Synchrony closed the Walmart account.

I'm an AU on the Future DW account, and it was my oldest account (going back to 2005). Hoping Cap1 restores the history next month. I need as many good accounts as possible while I'm rebuilding.

Message 52 of 89
JamP
Valued Contributor

Re: Capital One Walmart Migration LIVE

Has anyone found a way to chat to see if they will upgrade it to the MasterCard version?

I guess I should leave well enough alone.

250k+ CL and climbing.
Message 53 of 89
Anonymous
Not applicable

Re: Capital One Walmart Migration LIVE

I just logged in to my Cap One acct and had a big pop up that let me know my WM account was ready to be linked. I just had to click “link accounts” and check a couple of boxes and it was done.
It appears my limit of $10k is in tact and all transactions show correctly. I do have a random $3 credit balance.
I’m sure my limit will be cut down to nothing eventually. I’ve never put more than a couple hundred on it at a time but I like the padding for overall utilization. But Cap One has not ever been my biggest fan for whatever reason. I just closed a 5 year old MC because they would never approve a limit over the initial $750. I have a QuickSilver with $3,650 that I never use anymore but these cards were essential in my credit rebuild back then so I’ll keep that one open.

As an aside, I just got a Credit Sesame TU notice that my WM Sync card has been closed. I panicked at first but then remembered the switch. But this is the 3rd time now in just a few years that I’ve gotten a new trade line on this account. The original store card, then the unsolicited upgrade to the MC version, now this. WalMart is killing my AAoA that I’m trying to build up. I haven’t opened a new acct in almost 2 years. Ugh.

Question - I assume we are getting new cards but I have not yet. Has anyone? How do we use the acct in the meantime? I was planning a grocery pick up order for Sunday but I guess I’ll need to use another card.
Sorry if this was addressed up thread. I haven’t read every post.
Message 54 of 89
NC84
Regular Contributor

Re: Capital One Walmart cards launching Sep 24th

Nooooooo!! Synchrony closed my Walmart card on my credit report ! No smooth transition !!! Ughhhhh
Message 55 of 89
tinabohio
Valued Member

Re: Capital One Walmart cards launching Sep 24th

I got an email about a closed account yesterday, and my credit score freaking went down because of this. Ugh! And the capital one account isn't showing yet... Bet it freaking shows up as new account and lowers my score when it reports. Argh!!!!!
Message 56 of 89
NC84
Regular Contributor

Re: Capital One Walmart cards launching Sep 24th

It's not fair to us that we have to suffer the consequences for something that has nothing to do with us . Just another scew job to the American worker. This couldn't of happened to me at a worse time as I was gardening for a crucial loan in 2021. I didn't want any new or old accounts added. The system is designed to keep you on your knees.
Message 57 of 89
Jnbmom
Credit Mentor

Re: Capital One Walmart cards launching Sep 24th

It reports with original date of the card opening, at least that is how dh’s is reporting .
EXP 780 EQ 796 TU 810
Message 58 of 89
FishingGuy
Frequent Contributor

Re: Capital One Walmart Migration LIVE

I was notified that my Walmart / Synchrony account has been closed also,  the account has sucessfully been transferred to Cap One, and after logging in saw that I had the same credit line,   but it has not appeared on any credit report as of yet.... and assume it will as a new account.  I wish it would have / could have reported differently.

Message 59 of 89
Remedios
Credit Mentor

Re: Capital One Walmart Migration LIVE


@FishingGuy wrote:

I was notified that my Walmart / Synchrony account has been closed also,  the account has sucessfully been transferred to Cap One, and after logging in saw that I had the same credit line,   but it has not appeared on any credit report as of yet.... and assume it will as a new account.  I wish it would have / could have reported differently.


It's already reported today for some people and the account retained original opening date 

Relax 

Message 60 of 89
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