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Capital One approval

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JonStur
Established Contributor

Re: Capital One approval

A lot of people don't like Cap 1 but it seems to be the ones that don't manage their credit properly or expect more from a rebuilder card. They pulled TU only for me. I stay in Oh.

Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)

Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K
Message 11 of 15
Anonymous
Not applicable

Re: Capital One approval


@JonStur wrote:
A lot of people don't like Cap 1 but it seems to be the ones that don't manage their credit properly or expect more from a rebuilder card. They pulled TU only for me. I stay in Oh.


LOL, I don't like Cap One and I am pretty sure I manage my credit properly Smiley Very Happy That was a pretty good one Jon!!!! 

 

Just sayin.

 

 

Message 12 of 15
Anonymous
Not applicable

Re: Capital One approval

Capital One has earned the reputation that they currently have by being one of the more predatory credit card companies over several decades. I give them their due for helping me to rebuild, but I have no misconceptions that they have altruistic intentions for the credit-challenged. They hope and pray that you will default because that's where the real juicy money is.

 

As Mustanglvr2006 wrote so succinctly....just sayin...

 

Message 13 of 15
meka1984
Regular Contributor

Re: Capital One approval

I love Cap One. No problems with me. I have already received a CLI within 5 months. 

 

 

Message 14 of 15
Anonymous
Not applicable

Re: Capital One approval

EDIT: Let me explain a little more, I think their CSR's are rude, and after a full year with them perfect pymt history, ran tons of $$ thru the CC and PIF every month, credit score went up over 200 points since opening the card (have seen many soft pulls from them, most recent as 5/30/11 and will not raise a 500CL??? So yeah I do expect a little more from a starter card.

 

As FicoFox said, I too give them their due for helping me rebuild, but come on give me a sign you want to keep my business.

Message 15 of 15
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