No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@JonStur wrote:
A lot of people don't like Cap 1 but it seems to be the ones that don't manage their credit properly or expect more from a rebuilder card. They pulled TU only for me. I stay in Oh.
LOL, I don't like Cap One and I am pretty sure I manage my credit properly
That was a pretty good one Jon!!!!
Just sayin.
Capital One has earned the reputation that they currently have by being one of the more predatory credit card companies over several decades. I give them their due for helping me to rebuild, but I have no misconceptions that they have altruistic intentions for the credit-challenged. They hope and pray that you will default because that's where the real juicy money is.
As Mustanglvr2006 wrote so succinctly....just sayin...
I love Cap One. No problems with me. I have already received a CLI within 5 months.
EDIT: Let me explain a little more, I think their CSR's are rude, and after a full year with them perfect pymt history, ran tons of $$ thru the CC and PIF every month, credit score went up over 200 points since opening the card (have seen many soft pulls from them, most recent as 5/30/11 and will not raise a 500CL??? So yeah I do expect a little more from a starter card.
As FicoFox said, I too give them their due for helping me rebuild, but come on give me a sign you want to keep my business.