Capital One not reporting

Anonymous · ‎05-19-2014

Hi,

I was approved for a Platinum card from Capital One with a 3k limit. A hard pull was done to all three bereaus the same day. I have had the card over a month now with a balance. I have already received my first statement and also made my first payment. Yet, this account is not showing in my CR. I am currenlty using EIDT to monitor CR.

I am sure Cap One did not open account with wrong SS as I see the hard pulls on the day of the application. I am rebuilding my credit and I really need this card to report.

Has anyone experienced this from Cap One?

SunriseEarth · ‎05-19-2014

@Anonymous wrote:
Hi,

I was approved for a Platinum card from Capital One with a 3k limit. A hard pull was done to all three bereaus the same day. I have had the card over a month now with a balance. I have already received my first statement and also made my first payment. Yet, this account is not showing in my CR. I am currenlty using EIDT to monitor CR.

I am sure Cap One did not open account with wrong SS as I see the hard pulls on the day of the application. I am rebuilding my credit and I really need this card to report.

Has anyone experienced this from Cap One?

How long ago did you received your first statement?

BottomRanker · ‎05-19-2014

My Quicksilver didn't report until my 2nd statement posted. I wouldn't worry about it until then.

Anonymous · ‎05-19-2014

Capital One is slooow to report. I got a card with them on March 21st. It didn't report until about May 8th.

tiffjtiffj · ‎05-19-2014

Ditto, card arrives in March and i just got the new account on your CR email.

Current EQ 634 TU08 670 EX 627
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barthooper · ‎05-19-2014

Wow, that's a long time. I was starting to wonder about my Barclays Sallie Mae reporting even though I got it last week when my other card with them reported before I even got it in the mail!

BottomRanker · ‎05-19-2014

It's a huge blessing to have your new account take 2 months to report. Imagine if a bank wrongly opened an annual fee CC in your name and doesn't waive the fee. That sucker will report a balance (the annual fee) on all of your credit reports INSTANTLY, before you can correct their mistake.

So companies that take 1-2 months to report new account openings are probably doing you a favor.

Anonymous · ‎05-19-2014

Barclays reports fast. I was just approved for a Barclays Rewards last Wednesday, and by Saturday, it was already reporting. I haven't even received the card yet!