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Capital One product change. QS1 to Venture One

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capnsloya
Regular Contributor

Capital One product change. QS1 to Venture One

Used the product change link for Capital one to check for any upgrade offers. Got an offer to upgrade to the Venture One card! This card doesn't really get much use out of me outside of Capital One Cafes for 50% off coffee. However, I didn't want to close it due to it being my 2nd oldest line. I really just wanted to get rid of that pesky $39 annual fee which I finally managed Smiley Happy

 

Edit: Some more data points for those who asked! I've had this card since November of 2016. It was my 2nd ever credit card and credit account overall. I'd put roughly $300 to $500 of spend on it every month with no luck in upgrading for several years. The last couple years, I'd spend $50 a month on it and only just now got an upgrade offer.

 

Screen Shot 2023-02-08 at 12.02.36 AM.png

Current Cards

FICO Score 8's as of June 2024

Inquiries as of June 2024
Message 1 of 7
6 REPLIES 6
FireMedic1
Community Leader
Mega Contributor

Re: Capital One product change. QS1 to Venture One

Congrats!



BK Free Aug25
Message 2 of 7
JoeRockhead
Community Leader
Super Contributor

Re: Capital One product change. QS1 to Venture One

Congratulations on your V1 upgrade!

Message 3 of 7
SpaceCityCCuser
Frequent Contributor

Re: Capital One product change. QS1 to Venture One

Congratulations on your PC from the Quicksilver to the VentureOne! I did the exact same thing. I also got a SavorOne and now I use my cash back earned on the SavorOne by moving them to the VentureOne and then transferring them to a travel partner of CapitalOne for airline tickets. Big win!!


Last Signature Update: 09/01/25 | 2025 Total AF = $1560 (2025 credits redeemed *organically* $1465)











Credit Age:
Approvals (Chase 5/24 not counting business cards):
Inquiries:

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Cards on the Radar:
2 plus years away cards:
Message 4 of 7
sznthescore
Established Contributor

Re: Capital One product change. QS1 to Venture One

Congratulations 🎉 Also, one of my goals. @capnsloya how long have you had the card before checking for the upgrade?

REBUILDER CARDS




Goal: FICO 700+
Message 5 of 7
hackersmovie
Contributor

Re: Capital One product change. QS1 to Venture One


@capnsloya wrote:

Used the product change link for Capital one to check for any upgrade offers. Got an offer to upgrade to the Venture One card! This card doesn't really get much use out of me outside of Capital One Cafes for 50% off coffee. However, I didn't want to close it due to it being my 2nd oldest line. I really just wanted to get rid of that pesky $39 annual fee which I finally managed Smiley Happy

 

 


Me too! Can you share any other data points on this PC? How long have you had the QS1? Average spend per month?

 

Congrats! That's a huge win!

Personal Cards: Total CL $88,700


Business Cards: Total CL $43,800


FICO 8: Equifax - 686 / Transunion - 727 / Experian - 678
FICO 9: Equifax - 659 / Transunion - 776 / Experian - 673
Message 6 of 7
OmarGB9
Community Leader
Super Contributor

Re: Capital One product change. QS1 to Venture One

Congrats!


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 7 of 7
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