Just an FYI..I have a QS1 that has received 4 statements all paid on time with a CL of $500. I run about $100/$200 through it per month and requested a CLI and received a $100 increase. I took it and don't understand why people refuse it. Slow growth is better than no growth now I will wait for this credit steps increase and see if it is more than $100 lol
@MyLoFICO wrote:I made a Capital One / Sam Jackson meme with a side reference to Synchrony bank for this but I can't post it. Rest assured, it was hilarious.
Can you PM it?
@atomicfront wrote:I got declined for CLI from Capital. Said I had too much debt to income. I have $1600 total debt on 180k of income.
Careful Atomic! Carrying that much debt, you're teeter tottering your way into bankruptcy! Lol😂
@Anonymous wrote:
@Anonymous wrote:Maybe it has something to do with the rumors of Amazon looking to buy Capital One.
That would never pass regulatory banking laws.
Why not? It doesn't affect me either way, just curious.
Bob said it best:
The line it is drawn
The curse it is cast
The slowest now
Will later be fast
As the present now
Will later be past
The order is rapidly fading
And the first one now will later be last
Cause the times they are a-changing
@grillandwinemaster wrote:
@Anonymous wrote:
@Anonymous wrote:Maybe it has something to do with the rumors of Amazon looking to buy Capital One.
That would never pass regulatory banking laws.
Why not? It doesn't affect me either way, just curious.
See https://www.americanbanker.com/news/amazon-buying-capital-one-fat-chance-but-fun-to-ponder for a good summary
I only use mine to pay for my perscriptions now, I'll try to cli every 6 months or so. Other then that it sits in my safe.
12/27/16 - Eq683 TU666 Ex681 04/05/17 Eq742 TU763 Ex757