Capital One you ROCK

[jeffery581]

Easy cash back credit. No minimum. Just got apr reduction and annual fee waived for good and cli on all 3 cards via online chat. Capital one is NOT subprime.

[elim]

and now you can combine limits.... i like em!

[UncleB]

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@jeffery581 wrote:

Easy cash back credit. No minimum. Just got apr reduction and annual fee waived for good and cli on all 3 cards via online chat. Capital one is NOT subprime.

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Awesome! 

Was your APR reduction permanent as well, or for six months?  It would make my day to hear that someone was able to get a permanent APR reduction without having to go through extraordinary measures! 

[jeffery581]

Yes. Second new QS visa will combine with 1st one in 6 months.

[jeffery581]

Well it was 6 months but I only carry small balances for fico so I will take it. I am more excited about the no anual fee FOREVER and CLI.

[tntexans72]

Like my cap1 with no shame.

[UncleB]

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@jeffery581 wrote:

Well it was 6 months but I only carry small balances for fico so I will take it. I am more excited about the no anual fee FOREVER and CLI.

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You're exactly right, unless you carry large balances it's of little importance... and six months still is nothing to sneeze at!

I'm with you... the important thing is you got rid of those pesky annual fees - that's huge!  Good job!! 

[UncleB]

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@tntexans72 wrote:

Like my cap1 with no shame.

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Same here... I'm actually quite proud of my Capital One! 

[Anonymous]

nice

[Anonymous]

Wow you handled some MAJOR business with them today! That's awesome!!! Congrats to you! ☺