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Capital One

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Shawndoe79
Established Contributor

Re: Capital One


@Anonymous wrote:
I received a snail mail offer for the Platinum card. That same month I applied for the QS MC. A year later (last night) I went on their website to do the soft pull approval. I was pre approved for QS1 and Venture. I took the QS1 only. Good luck!

What are your scores?

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 21 of 68
Anonymous
Not applicable

Re: Capital One


@Shawndoe79 wrote:

I want the Venture One or another QS1 for the rewards but afraid to app without the preapprovals Smiley Sad


Sorry, but why do you want ANOTHER QS1...?

 

Why not just consolidate all of them to a QS?

Message 22 of 68
Shawndoe79
Established Contributor

Re: Capital One


@Anonymous wrote:

@Shawndoe79 wrote:

I want the Venture One or another QS1 for the rewards but afraid to app without the preapprovals Smiley Sad


Sorry, but why do you want ANOTHER QS1...?

 

Why not just consolidate all of them to a QS?


So it can replace or sock drawer the platinum and get the rewards and I'm not eligible to combine them yet. 

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 23 of 68
Anonymous
Not applicable

Re: Capital One

Why can't you just upgrade your plat? That's what I did..

Message 24 of 68
Shawndoe79
Established Contributor

Re: Capital One


@Anonymous wrote:

Why can't you just upgrade your plat? That's what I did..


How do i do that? or what did you say to get that done so quickly?

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 25 of 68
Shawndoe79
Established Contributor

Re: Capital One


@Anonymous wrote:

Why can't you just upgrade your plat? That's what I did..


Thanks for that info Monoglot!  Just got my platinum upgraded to the quicksilver, no AF!

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 26 of 68
Anonymous
Not applicable

Re: Capital One

Shawndoe79 Did you just call and ask them to upgrade from platinum to QS? I've been wanting to do that too...

Message 27 of 68
Anonymous
Not applicable

Re: Capital One

No problem. Maybe consolidate them after the allowance period?

@meow just use chat.
Message 28 of 68
morgacj2004
Valued Contributor

Re: Capital One

I tried doing it immediately after the first app and was denied waited 31 days and was approved!. 


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 29 of 68
Shawndoe79
Established Contributor

Re: Capital One


@Anonymous wrote:

Shawndoe79 Did you just call and ask them to upgrade from platinum to QS? I've been wanting to do that too...

Yes

Yes, only had my Plat a month. Rep said "sure we have an upgrade waiting for you!"

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 30 of 68
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