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Capital One

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Shawndoe79
Established Contributor

Re: Capital One


@Anonymous wrote:
No problem. Maybe consolidate them after the allowance period?

@Anonymous just use chat.

You betcha Monoglot

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 31 of 68
Anonymous
Not applicable

Re: Capital One


@Shawndoe79 wrote:

for those of you with two quick silvers, QS1, Venture, or Venture ones, how did that happen?  After you got the first one, did you cold app for another one or did you try the prequal site and that's what they recommended a second time even though you already have that same card?


I my case, I started with an Orchard Bank card in 2011, then got a preapproval for a Cap One Platinum card in 2012, then the Orchard card turned into a Capital 
One Platinum card with the merger/buyout. So then I had two Platinum cards, and I called one day in February or March of this year and I got both cards upgraded - the one that started out as Orchard was upgraded to QS1, and the Platinum card was upgraded to QS.

Message 32 of 68
Anonymous
Not applicable

Re: Capital One

I have two Quicksilver One cards because one was formerly Orchard Bank but converted to Cap 1. At the time, I already had a Cap 1 Platinum card, this gave me two. Then, later I had them both upgraded to Quicksilver One cards

Message 33 of 68
Anonymous
Not applicable

Re: Capital One

So i have a question... I first opened a secured card with capital one. waited 30 days and checked the pre qualify button and got approved 500 with QS1. i applied yesterday for another card but cap1 declined it. so i called an they said its because im only allowed 2 cards & i already have them. SOOOOOO my question is should i cancel my secured card & apply for another card in a month or so? I also have credit one and total card but dont really use them much. those are more as back up cards.

 

any assistance would be helpful.

Message 34 of 68
Shooting-For-800
Senior Contributor

Re: Capital One

You can have up to five cap one accounts.  

 

They are all treated seperately and will qualify for CLIs, etc seperately.

 

You just apply like you normal for another card.

 

Yes, you can still get prequalified, but it is not required.

 

See below.

 

 

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 35 of 68
Anonymous
Not applicable

Re: Capital One


@Anonymous wrote:

@Shawndoe79 wrote:

for those of you with two quick silvers, QS1, Venture, or Venture ones, how did that happen?  After you got the first one, did you cold app for another one or did you try the prequal site and that's what they recommended a second time even though you already have that same card?


Do you promise to close Milestone and Credit One if I tell you? Smiley Tongue


Smiley Very Happy

Message 36 of 68
Anonymous
Not applicable

Re: Capital One


@Shooting-For-800 wrote:

You can have up to five cap one accounts.  

 

They are all treated seperately and will qualify for CLIs, etc seperately.

 

You just apply like you normal for another card.

 

Yes, you can still get prequalified, but it is not required.

 

See below.

 

 


You are only allowed 2 subprime cards at one time.

Message 37 of 68
Shooting-For-800
Senior Contributor

Re: Capital One

Interesting...

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 38 of 68
warofkraid
New Contributor

Re: Capital One


@Anonymous wrote:

I have two Quicksilver One cards because one was formerly Orchard Bank but converted to Cap 1. At the time, I already had a Cap 1 Platinum card, this gave me two. Then, later I had them both upgraded to Quicksilver One cards


This is the same exact thing that happened to me.  Had Platinum MC with Cap 1 and a Visa with Orchard Bank -> Cap 1.  Was able to pc them both to QS easily enough.


Starting Score: 4/26/13 EX 763 / TU 771 / EQ 758 Goal Scores: 800
Current Score: 9/10/17 EX 830 / TU 833 / EQ 849
Palladium Garden Club Member: App Free since 8/12/16. No more apps til 20??
Cap1 QS MC $2.15K | Cap1 QS Visa $3.25K | Chase Freedom $4.3K| Chase Amazon $4.5K
Citi Double Cash $6.8K | Barclay Ring $7.5K | Discover IT $23.1K |Amex BCP $18.6K
Message 39 of 68
ccpat
Frequent Contributor

Re: Capital One

Message 40 of 68
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