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hello, I'm not sure if Capital One has a max limit but I remember years ago reading in here that after you get a certain limit at certain banks they will require tax forms and stuff. Is that the case with capital one? My venture x is at 80k so idk if I should ask for a increase or chill. I'd prefer not to give them tax forms or whatever.
The only two I've heard of are navy, $80,000 and amex, half reported income. I would expect they all have some total exposure limit. Generally, when they ask for documents in response to a cli request, if you ignore it, they just cancel the cli request.
For a lot of people, Capital One's max limit is $300-$500 bucketed cards ![]()













They’ll ask for it if they need it. You’re probably not there yet.
I used to be one of those people 😅. Honestly idk how I even got to this lvl with them.
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Citi:

US Bank:

Chase:
Aven:
RH:
Spend: Less than 10k per year organic (frugal). MS varies, can be more significant.
(July of 26) Scorecard: Clean, Thick, Mature (Always PIF)
HP's: EQ 1/6, 1/12, 7/24 | TU 1/6, 4/12, 8/24 | EX 0/6, 3/12, 10/24
New Accounts: 2/6, 8/12, 11/24
There are people with 98,000 on x
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