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Capital one upgrade link not working anymore?

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AzCreditGuy
Valued Contributor

Re: Trouble upgrading/CLI QS1


@HeavenOhio wrote:

@Working-on-Credit1, congratulations on being able to upgrade your QuicksilverOne. That"s not easy to do, and most give up.

 

Once six months have passed, I'd check into "upgrading" your VentureOne back to a Quicksilver. The QS is a better card, and there's nothing that the V1 does better. I have two QSes, and with different closing dates, I find it easy to make them play together.


How so? QS1 has a 1.5% while V1 has a 1.25% ....I had the QS1 and switched over to the Venture1 and as little as I use the card I see no difference. For me starting over and being in a bucket, the biggest thing is being able to upgrade and a lot of people are in the same boat. BTW both cards are for good to excellent credit, after you go unsecured that's a plus

Message 31 of 40
Brian_Earl_Spilner
Credit Mentor

Re: Trouble upgrading/CLI QS1


@AzCreditGuy wrote:

@HeavenOhio wrote:

@Working-on-Credit1, congratulations on being able to upgrade your QuicksilverOne. That"s not easy to do, and most give up.

 

Once six months have passed, I'd check into "upgrading" your VentureOne back to a Quicksilver. The QS is a better card, and there's nothing that the V1 does better. I have two QSes, and with different closing dates, I find it easy to make them play together.


How so? QS1 has a 1.5% while V1 has a 1.25% ....I had the QS1 and switched over to the Venture1 and as little as I use the card I see no difference. For me starting over and being in a bucket, the biggest thing is being able to upgrade and a lot of people are in the same boat. BTW both cards are for good to excellent credit, after you go unsecured that's a plus


Cap1 now offers multiple credit tiers for many of their cards. You can have both with just good credit

    
Message 32 of 40
gatorlover
Contributor

Re: Trouble upgrading/CLI QS1

Just used the link to upgrade my Platinum opened back in January to a QS, which is the only offer I had. So excited!

 

I checked a month or so ago and had no offers then. They did just give me a $100 CLI recently from $300 -> $400. I've been putting about 4-5x that in spend on the card and PIF throughout the month. I guess it is paying off Smiley Happy

 

I still had an active CO from a previous QS One that was with PRA. I just paid that off, but it hasn't updated/been deleted yet on any of my CRs.

Current

Starting (May 2020)


Reaching for 750+
Message 33 of 40
Anonymous
Not applicable

Re: Capital one upgrade link not working anymore?

This worked! I

was able to upgrade my Platinum and my Journey to a Venture One and a Quicksilver. 

Message 34 of 40
mamalawery
New Contributor

Re: Capital one upgrade link not working anymore?

Thanks for the link extension! I just got upgraded on both my Platinum accounts to Quicksilver. 

***I was an app addict, and I'm not ashamed to say it!***
Message 35 of 40
Anonymous
Not applicable

Re: Capital one upgrade link not working anymore?

It worked for me too...upgraded to QS. Thanks 

Message 36 of 40
BlessedBuilding
Established Member

Re: Capital one upgrade link not working anymore?

Thank you for this information. I was able to upgrade platinum to QS!

Message 37 of 40
Anonymous
Not applicable

Re: Capital one upgrade link not working anymore?

This worked great thanks 😊 

Message 38 of 40
Mr_Mojo_Risin
Senior Contributor

Re: Capital one upgrade link not working anymore?

Nice to see all of the recent upgrades.

This link helped me out about a year and a half ago. 

I never would've known about it without myFICO, this forum is priceless.

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 39 of 40
Anonymous
Not applicable

Re: Capital one upgrade link not working anymore?

Thanks so much for the tip on adding the "/productupgrade" to the end of the URL. Turns out I was eligible to convert my Platinum Preferrered to a Quicksilver. No CLI increase, and APR is the same, but it has 1.5% cash back. Not too bad for just 2 clicks and no hard pull. It says that I won't be eligible for promotions or bonus offers that new cardholders would get, but I don't think QS even has offers. Maybe this will help my chances on getting a card with a signing bonus (like Venture). 

 

The success page:

Congrats! You've completed your rewards upgrade.
Your interest rate and credit limit hasn't changed, and this upgrade didn't affect your credit score
  • You'll keep the same card number, payment date, and account settings.
  • You'll have a new security number and expiration date.
  • You can keep using your current card until your new card arrives.
  • You're not eligible for promotions or bonus offers that new cardholders get.
Message 40 of 40
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