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Capital one verification process

CreditInspired
Super Contributor

Re: Capital one verification process


@CardNut wrote:

@CreditInspired wrote:

Holy, moly!!

I wholeheartedly believe in 3 strikes you're out. Honestly, OP, it's not worth it!  Sometimes one just has to either wait it out until everything syncs up or just cut their losses. 


Normally I'd agree. But OP is trying to build credit and approvals are harder to come by. I'd try to salvage it if possible. 


I did say:

Sometimes one just has to either wait it out until everything syncs up or just cut their losses. 😉


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 21 of 23
CardNut
Valued Contributor

Re: Capital one verification process


@CreditInspired wrote:

@CardNut wrote:

@CreditInspired wrote:

Holy, moly!!

I wholeheartedly believe in 3 strikes you're out. Honestly, OP, it's not worth it!  Sometimes one just has to either wait it out until everything syncs up or just cut their losses. 


Normally I'd agree. But OP is trying to build credit and approvals are harder to come by. I'd try to salvage it if possible. 


I did say:

Sometimes one just has to either wait it out until everything syncs up or just cut their losses. 😉


Cap 1 gets 4 strikes in this case then lol. I agree. 30, 40 days, whatever it takes, get the card active, use it, grow it, and then it opens doors for other really good cards in the future.

Scores, HPs/24 mos. (updated 01/13/21):
    Experian FICO Score 8 = 828, 1/24
    Experian FICO Score 9 = 813, 1/24
   TransUnion = 811, 1/24
    Equifax = 813, 0/24

Total 2020 rewards, incl. offers/deals = $1,388.00

Total CL: $247,000

Cards (hover over for CL | interest rate | Date Opened):
Message 22 of 23
maryvickers1020
New Visitor

Re: Capital one verification process

This just keeps getting better and better. About a week ago I tried to open a capital one savings account. Immediately restricted and asked to submit I'd. Today I get the notification that it's been verified and my savings account is now active. Interesting do they use a different system for identification???
Message 23 of 23
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