I also have this card, I've only had it for a couple of months. But it's nice to know cap1 isn't giving out any CLIs on it, guess I'll close this one like I closed my platinum and Quicksilver. Cap1 is stingy and they didn't even bother to try and retaining me when I closed my QS and platinum.
@Shaw83 That is just how Capital One is. They are certainly a no thrills creditor and either the computer likes you or it doesn't. To give you a hint, in 12 years I have turned a $300 card into $6500, and there it is stuck. Others said that frankly getting the limit that high on a builder bucketed card is high-praise from Capital One.
The biggest problem is the cards are backed by securities, so your stuck in the risk grade assigned, and making a credit line movement is tough. My understanding is if he credit improves, your better off applying for a new higher tier card so that you get a new grade assignment. You can fight the system as I did, but take it from experience, expect to always be mad at them, and ready to stick in the shredder every time I ask for a CLI.
