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CapitalOne combine

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Shooting-For-800
Senior Contributor

Re: CapitalOne combine

My last application got me $30k at 13.99%

My scores were lower than yours on average.

But I do put more than $7k through Cap One monthly.

My previous highest SL was $10k.

If your scores are better than they were when you got your other Cap One card and

Since you have a Cap One card for $17k, I would go for it.

This is based on you being prequal for VENTURE.

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 11 of 14
raisemysc0re
Established Contributor

Re: CapitalOne combine

I'm actually thinking about a second QS since I do not do much travelling.

The only travelling I do is for work and when I do, they prepay for everything.

I only do about 2K /month through them and my household income reported to them is 150K.

I would be happy with around 15K but am nervous it would only be around 5K...

 Also to note is that I just got a CLI from 14K to 17K a few weeks ago.

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Starting Scores (06/2016):

Current Fico8 Scores (Updated 11/12/24):

Current Fico10 Scores (Updated 11/12/24):


Message 12 of 14
raisemysc0re
Established Contributor

Re: CapitalOne combine

I applied for a 2nd QS and got 10K at 14.24%

Less than I had hoped for but more than I was worried I'd get.

 

| | | | | | | | | | | | | | | | |
Starting Scores (06/2016):

Current Fico8 Scores (Updated 11/12/24):

Current Fico10 Scores (Updated 11/12/24):


Message 13 of 14
Shooting-For-800
Senior Contributor

Re: CapitalOne combine

Better than a broken toe.  Smiley Happy

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 14 of 14
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