Capitalone question......

[workingprogress]

If i can get Capitalone to change me from quicksilverone to quicksilver, would I get the full benefits that its offers.. Like the 0% intro APR for a certain amount of time ?? I been with them for 3 years now and use the card heavy and pay every 2 weeks on it. I want to switch to quick silver and would love to get the 0% apr for a while.

[tcbofade]

Um, no.

If you want the zero percent deal, you'll have to apply for a new account. 

[Anonymous]

I think that will only apply if you apply for the card from the get go not a PC. I recomend chatting them and seeing if they have any 0% offers available for you and if that doesnt work I would try applying for the QS since you have established a realtionship with CO 3 years ago.

[Pway]

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@workingprogress wrote:

If i can get Capitalone to change me from quicksilverone to quicksilver, would I get the full benefits that its offers.. Like the 0% intro APR for a certain amount of time ?? I been with them for 3 years now and use the card heavy and pay every 2 weeks on it. I want to switch to quick silver and would love to get the 0% apr for a while.

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In order for you to get the zero percent APR you would have to apply for a new card.  We upgrade to avoid the annual fee on the QS1.  Just PCing the card would not allow one to have the same benefits in terms of the zero percent promotion.

[UncleB]

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@workingprogress wrote:

If i can get Capitalone to change me from quicksilverone to quicksilver, would I get the full benefits that its offers.. Like the 0% intro APR for a certain amount of time ?? I been with them for 3 years now and use the card heavy and pay every 2 weeks on it. I want to switch to quick silver and would love to get the 0% apr for a while.

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I answered your question here as well:

http://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-Product-Change/m-p/4595823#M1329886

Please avoid cross-posting... it tends to confuse folks, and it's against the TOS of this site.

Thanks for understanding! 

[workingprogress]

Thank you guys for the reply. I really apperciate it. You all give sound advice. Sorry for the cross post. I got a little impatient thinking no one was going to pay that older thread any attention.