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Capitalone recon process?

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Anonymous
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Capitalone recon process?

For a question about this for a friend. Does capitalone has a recon department, and are they any good/useful?

A friend just applied for the quicksilver excellent credit version and got a pending message. Will they consider her for the lower version if she doesn't qualify for the excellent version card?

Thanks!
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Capitalone recon process?

No, they typically don't counter offer cards upon denail.

 

They don't have a recon department, but have your friend email the executive office. He'll get a call back probably the next day..

Message 2 of 7
Anonymous
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Re: Capitalone recon process?

Ah I see. So if she doesn't qualify for the excellent version it will just be a denial then?

Do you happen to have the email for EO? Thanks
Message 3 of 7
Anonymous
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Re: Capitalone recon process?

What scores are generally required for cap1 "excellent" category cards?
Message 4 of 7
Anonymous
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Re: Capitalone recon process?

Yeah, I'll PM it to you..

 

I've hear around 710+.. no baddies or bankruptcy. They're very strict with their cards. I've never heard them counter anything other than a secured card.

Message 5 of 7
asphaltcowboy
Valued Contributor

Re: Capitalone recon process?


@Anonymous wrote:
Ah I see. So if she doesn't qualify for the excellent version it will just be a denial then?

Do you happen to have the email for EO? Thanks

Sent!!


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 6 of 7
Anonymous
Not applicable

Re: Capitalone recon process?

Ah I see. Thanks a lot for the info!

Has anyone got approved for the quicksilver yet? Do share some stories on that please Smiley Happy

Looks like a nice card. I'm tempted too lol.
Message 7 of 7
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