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Capitol One

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Anonymous
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Capitol One

I just recently received a card from Capitol One.  Today I received a letter regarding step increases. It states that I have the opportunity to earn two credit line increases and raise the limit to $1500.  Pay the first three statements on time, use the card, and don't go over the limit. 

 

I am wondering if anyone knows when Cap1 reports to the CRAs?  Do they report to all three CRAs? When is the statement cut off?

Message 1 of 7
6 REPLIES 6
Anonymous
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Re: Capitol One

Yes they report to all 3 CRA. I'm in the credit steps program myself 1 statement away from my 4th statement we will see how it goes.

Message 2 of 7
Anonymous
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Re: Capitol One

Good Luck!
Message 3 of 7
PayingTheBills
Frequent Contributor

Re: Capitol One

You get two auto increases.  One after 3 statements, and another after 6 statements.  The total CLI will be "$700-$1,000."

 

I just got one of these cards myself. Smiley Happy


Starting Score: 540 EQ 517 TU on 11/17/08
Current Score: 668 EQ 726 TU
Goal Score: 760 EQ 760 TU


My Credit Repair Journal
Message 4 of 7
Anonymous
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Re: Capitol One

If you call the back door phone # after second statment they'll give you a CLI.
Message 5 of 7
Anonymous
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Re: Capitol One


@Anonymous wrote:
If you call the back door phone # after second statment they'll give you a CLI.

 

I tried that already was told my account was to new.
Message 6 of 7
Anonymous
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Re: Capitol One


@Anonymous wrote:

Yes they report to all 3 CRA. 


Not always, they only report to 2 on my accounts. Best to check with them on that.

Message 7 of 7
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