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Card recommendations?

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orangegeek
New Member

Card recommendations?

After a few years I was recently able to get most of my credit card balances under control and I'm looking for recommendations on cards.  My scores are in the 770s.  Right now I have about 9k in credit card debt across the Bank of America card and the Amex.  Everything else is at a 0 balance.

 

Any reward, cash back, or balance transfer cards you can recommend?

 

Here are my current cards:

 

American Express Blue

Discover It

Bank of America Platinum

Citi Simplicity

Chase Freedom Unlimited

Chase United Explorer

Chase Prime 

Scheels Visa

PayPal Credit

Air Academy CU Platinum 

Barclays CashForward

4 REPLIES 4
GZG
Senior Contributor

Re: Card recommendations?

are you currently paying interest? do you need a 0% card? 

 

US Bank Shield, 24 months (limited time promo as of 7/16/25) 0% intro apr on purchases/BTs

Starting FICO 8:
Current FICO 8:



Message 2 of 5
FicoMike0
Senior Contributor

Re: Card recommendations?

You seem to have quite a few cards, what are you looking for?

 

Message 3 of 5
FICOdawg
Frequent Contributor

Re: Card recommendations?

Two cards I like and plan to get:

 

Amazon Card:   simple cash back and easy to keep activity on card + $0 AF

 

AMEX Marriott Bevy Card:    I stay at Marriott for work so padding points with this card makes sense.   $250 AF easily offset with the rewards I get from it.    Decent SUB.      Doesn't help me but for anyone who doesn't travel for work it gives you Marriott silver status.

FICO8 scores 8/6/26
TU: 802
EX: 796
EQ: 798
1/12 & 0/24
Message 4 of 5
Patient957
Valued Contributor

Re: Card recommendations?


@GZG wrote:

are you currently paying interest? do you need a 0% card? 

 

US Bank Shield, 24 months (limited time promo as of 7/16/25) 0% intro apr on purchases/BTs


^this.

 

If you're paying interest on that 9K, a 0% BT would likely be worth more than any rewards card.

 

If not paying interest, then what are your priorities in a rewards card?  What are looking for?  Cash back, travel?  More info would get better recs.

 

ETA: Citi Custom Cash is an easy recommendation on the cash back side.

Message 5 of 5
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