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I tried it, and it says:
Timothy GXXXX, CONGRATULATIONS! You have qualified for the following Special Offers. We've partnered with major issuers to show even better offers to well-qualified customers like you. These are offers you won't find elsewhere on our site.
The offers are the AMEX gold card and the BCP. Should I app for these, or is the site a joke?
I'm really baffled now. I used to always get the amex offer and now that I am about to do a round of apps it doesn't even offer me an amex anymore.
I did a pre-qual with amex themselves, and did not match any offers.
So is it possible this site makes for a better chance of approval? I'm really in deep as far as HP's, so I don't want to waste another one.
Excitement got the better of me...
We are sorry but we are unable to approve your application for the Blue Cash PreferredSM from American Express at this time.
I knew it was a lie.
@FixMyCredit1992 wrote:Excitement got the better of me...
We are sorry but we are unable to approve your application for the Blue Cash PreferredSM from American Express at this time.
I knew it was a lie.
From a concerned friend and forum member
You really need to stop your just apping for anything and building up HP's
In the last 3 weeks you have seen what 6 apps now all with denials...if I'm wrong correct me?
what you are doing is pushing your development back at least a year every time you take another HP
Sometimes tough luv is the best luv so coming from someone who wants to see you succeed
STOP NO MORE APPS...WORK ON YOUR CR's
@FixMyCredit1992 wrote:Excitement got the better of me...
We are sorry but we are unable to approve your application for the Blue Cash PreferredSM from American Express at this time.
I knew it was a lie.
If you have little to no history then trying to apply for a company like American Express is not a good idea. They like to see people with credit history.
@FixMyCredit1992 wrote:I tried it, and it says:
Timothy GXXXX, CONGRATULATIONS! You have qualified for the following Special Offers. We've partnered with major issuers to show even better offers to well-qualified customers like you. These are offers you won't find elsewhere on our site.
The offers are the AMEX gold card and the BCP. Should I app for these, or is the site a joke?
That special offer thing I believe is new. I am assuming its a deal with amex they have. I know there is no way BCP should be coming up for me it never has in the past.
You really need to stop your just apping for anything and building up HP's
In the last 3 weeks you have seen what 6 apps now all with denials...if I'm wrong correct me?
what you are doing is pushing your development back at least a year every time you take another HP
Sometimes tough luv is the best luv so coming from someone who wants to see you succeed
STOP NO MORE APPS...WORK ON YOUR CR's
+1
thanks MyJourney....my words too
OP ..head to the garden immediately and let your inq age...chances of approval will be much better
Amex BCP may be a few years away at this rate.
Work on repair and consider a secured card in 6+ months.
There are times seeing all the approvals and shiny cards gets stressful but applying isn't the way to deal with it. Everyone starts someplace and a lot of the people you see having success now or bored with cards had long journeys. Some just managed their lives better, make more money, married someone with similar financial values, or didn't go through divorce, LOL!
My point is to do you. Don't get caught up in the idea that approvals or pieces of plastic say anything about you.
The computers are just reacting to a score that's based upon your credit history. Getting them to say "Yes! We like you!" is a matter of changing the behavior that lead to "No".
The only reason I apped is because I was pre-app, which turned out to be a lie.
So I am done apping for at least 5 months now. I am getting the WF secured card next week in the mail.
Would getting a 2nd SC boost my score any?