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Cards that allow separate limit on Auth User card?

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collics
Established Contributor

Cards that allow separate limit on Auth User card?

Hope I asked that correctly.


Can anyone confirm if any of the cards in my sig allow this? Smiley Embarassed

 

Want to limit to a couple hundred a month, not the entire limit. 

BK 7 Discharged May 2014. Removal Feb 2024! Let the countdown begin!!
Last App: Apr 2023
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FICO8s Dec 2019

FICO8s Oct 31 2023
Message 1 of 8
7 REPLIES 7
wasCB14
Super Contributor

Re: Cards that allow separate limit on Auth User card?

It's an option on Amex Business cards. Not sure about personal cards as I don't have an AU on any of those. Maybe someone else can check.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 2 of 8
collics
Established Contributor

Re: Cards that allow separate limit on Auth User card?


@wasCB14 wrote:

It's an option on Amex Business cards. Not sure about personal cards as I don't have an AU on any of those. Maybe someone else can check.


Thanks! I finally got through to Amex after a long wait via chat and confirmed they do have that option. 

I went with navy fed tho. Exactly what I was looking for. 
5AD62CC9-6974-4517-8F08-C4C85E2E5CF8.jpeg

 

BK 7 Discharged May 2014. Removal Feb 2024! Let the countdown begin!!
Last App: Apr 2023
Newest to Oldest:


FICO8s Dec 2019

FICO8s Oct 31 2023
Message 3 of 8
disdreamin
Valued Contributor

Re: Cards that allow separate limit on Auth User card?

AmEx BCP (and likely other AmEx products) allows management of AU's spend limits and notifications. You can get texts for AU accounts hitting a certain threshold each month, or for purchases over a certain amount, and freezing AU cards is extremely easy.

Message 4 of 8
YoungMoney06
Frequent Contributor

Re: Cards that allow separate limit on Auth User card?

I know AMEX Gold card has AU limit restrictions that you can place on an AU.

My Wallet (Updated Sept 2023):
Store Cards:


Major Cards:


In Timeout:

Message 5 of 8
K-in-Boston
Credit Mentor

Re: Cards that allow separate limit on Auth User card?

All Amex personal, Open (small business), and Corporate card types allow individual limits to be set.

Message 6 of 8
imaximous
Valued Contributor

Re: Cards that allow separate limit on Auth User card?

From your sig, Cap One cards also let you set a limit for AUs.

Message 7 of 8
calisig
Regular Contributor

Re: Cards that allow separate limit on Auth User card?

Citi allows you to set limits on authorized users. I think I read that the Apple Card allows you to set limits also. Others have already mentioned American Express.

13Oct22 Exp F8: 812
Message 8 of 8
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