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I just got my TU report directly from TransUnion, and realized that I only have 3 TU inqs in the last year, and only 1 in the last six months. I think all of my inqs as of recent were EX. So I'm looking at what cards I could app for with a TU pull.
@Anonymous wrote:I just got my TU report directly from TransUnion, and realized that I only have 3 TU inqs in the last year, and only 1 in the last six months. I think all of my inqs as of recent were EX. So I'm looking at what cards I could app for with a 676 TU!
Also, I assume since the score is directly from them, it's a FICO? Or is it still a FAKO?
FAKO
TU pullers:
Barclays Bank
Many GE Bank Cards
State Farm Bank
The following GE backed cards pull TU (at least for me they did):
Walmart
Chevron
Old Navy
JC Penney
Paypal
Barclays does? Would the NFL card through them pull TU?
yes.
Barclays will pull TU (occassionally on a recon they may pull EX or EQ if additional information needs to be verified)
Awesome. I'm going to wait until my Cap One reports since it currently shows 58% util, and it should post 20% util now, which shoud help. My statement was due today, so hopefully they report soon.