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Cards that separate out auth user purchases?

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toothgrind3r
Established Contributor

Cards that separate out auth user purchases?

I know Amex does it, but are there any other cards/banks/issuers that separate out purchases based on user/card?

I've got some cards. Some are pretty, some are ugly. Some are more useful than others.
Message 1 of 12
11 REPLIES 11
UncleB
Credit Mentor

Re: Cards that separate out auth user purchases?

I can contribute that Capital One separates purchases made by authorized users.

Message 2 of 12
toothgrind3r
Established Contributor

Re: Cards that separate out auth user purchases?


@UncleB wrote:

I can contribute that Capital One separates purchases made by authorized users.


Do you know if auth users get their own login and only see their transactions?

(That's also how it works with Amex)

I've got some cards. Some are pretty, some are ugly. Some are more useful than others.
Message 3 of 12
UncleB
Credit Mentor

Re: Cards that separate out auth user purchases?


@toothgrind3r wrote:

@UncleB wrote:

I can contribute that Capital One separates purchases made by authorized users.


Do you know if auth users get their own login and only see their transactions?

(That's also how it works with Amex)


That I'm not sure about... I just know that the bill is very detailed when it comes to AUs.

Message 4 of 12
imaximous
Valued Contributor

Re: Cards that separate out auth user purchases?

Costco Visa also separates users.

I think pretty much any lender that issues a different card number to additional users can separate purchases by card number. But there aren’t many that offer that.
Message 5 of 12
toothgrind3r
Established Contributor

Re: Cards that separate out auth user purchases?


@UncleB wrote:

@toothgrind3r wrote:

@UncleB wrote:

I can contribute that Capital One separates purchases made by authorized users.


Do you know if auth users get their own login and only see their transactions?

(That's also how it works with Amex)


That I'm not sure about... I just know that the bill is very detailed when it comes to AUs.



Gotcha, thank you!

I've got some cards. Some are pretty, some are ugly. Some are more useful than others.
Message 6 of 12
staticvoidmain
Established Contributor

Re: Cards that separate out auth user purchases?


@toothgrind3r wrote:

@UncleB wrote:

I can contribute that Capital One separates purchases made by authorized users.


Do you know if auth users get their own login and only see their transactions?

(That's also how it works with Amex)


Auth user cannot even have their own login. The primary user sees all transactions.

Message 7 of 12
toothgrind3r
Established Contributor

Re: Cards that separate out auth user purchases?


@staticvoidmain wrote:

@toothgrind3r wrote:

@UncleB wrote:

I can contribute that Capital One separates purchases made by authorized users.


Do you know if auth users get their own login and only see their transactions?

(That's also how it works with Amex)


Auth user cannot even have their own login. The primary user sees all transactions.


Gotcha, thanks!

I've got some cards. Some are pretty, some are ugly. Some are more useful than others.
Message 8 of 12
K-in-Boston
Epic Contributor

Re: Cards that separate out auth user purchases?

For Citi it may be important to note that authorized users can create their own account, and can see and do pretty much anything the primary can except request a credit line increase or close the account.   That includes all purchases.  This is also true for CBNA store cards.

Message 9 of 12
imaximous
Valued Contributor

Re: Cards that separate out auth user purchases?


@K-in-Boston wrote:

For Citi it may be important to note that authorized users can create their own account, and can see and do pretty much anything the primary can except request a credit line increase or close the account.   That includes all purchases.  This is also true for CBNA store cards.


The only thing is, if I remember correctly, you have to allow authorized users to have online access. If you do, they'll see all charges but you could deny access if you want to keep the account private. 

Message 10 of 12
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