@Anonymous wrote:
Can anyone recommend a card that gives a generous initial credit limit? My scores are in the 700-710 range. I would prefer something that pulls Equifax or TU as I will be applying for a Lowes card (Experian pull).
What do you consider a generous initial limit? If it's $5k, I think most banks will be fine with at least one of their offerings. If you're looking for a $25k limit, it's a bit more exclusive.
Chase pulls Experian but they seem to throw out reasonable limits. Years ago they started me at $15k with a score in the high 600s and the last two cards I got from Chase started at $30k each (scores in the mid 700s). They would be my recommendation.
Citi is a bit more reserved, but at your scores my experience has been you should get around $10k. I think they pulled Equifax for me but don't remember.
CapOne hates me (and I them), so I've never passed so much as the $1k mark with them. I read a lot of posts indicating they can be good with starting limits, though.
Barclays is spinning the wheel. You may get $1k or $10k, and no telling when or if they'll adjust it...up or down.
I have no history or experience with AmEx, Discover, Synchrony, Comenity, BofA, or any CU cards so can't speak to their tendencies.
EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841
